16786 N Rail Dr, Conroe, TX 77385 Property Records

Montgomery County property record for 16786 N Rail Dr, Conroe, TX 77385

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,119 sqft · built 2012
Lot Size0.164 acres (7,150 sqft)
OwnerIndividual Name on Record
Tax Bill$4,229 (2024)
Deeds & MortgagesMay 2020 Loan Modification
Flood ZoneZone X (minimal risk)
APN5330-04-32200

Property Details

APN / Parcel Number

Primary APN5330-04-32200
Alternative APN
  • R93129

Interior

Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures12 Plumbing Fixtures
Stories2 Stories
Building Area2,119 sqft Living Area
1st Floor Area1,046 sqft
2nd Floor Area1,073 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2012
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area7,150 sqft (0.164 acres)
Garage TypeAttached
Garage Area380 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area16 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR93129
Street Address16786 N RAIL DR
CityCONROE
StateTX
Zip77385-3780
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code6
Legal DescriptionS533004 - GLENEAGLES 04, LOT 322
Legal SubdivisionGLENEAGLES 04
Legal Lot Number322
JurisdictionMONTGOMERY TX
Township / Civil DivisionSOUTHEAST MONTGOMERY
Census Block Group3
Census Block3007
Census Tract692101

Owner

Source: Montgomery County records, as of November 28, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address16786 N RAIL DR, CONROE, TX 77385-3780
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 17, 2015
Deed SaleApr 17, 2015
Prior SaleJun 15, 2012
Deed Document Number2015035299
Record UpdatedJun 8, 2026

May 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMONTGOMERY TX
Property Address16786 N RAIL DR, CONROE, TX 77385-3780
Document Number0000065136
Instrument DateMay 29, 2020
Transaction TypeMortgage
Record UpdatedAug 13, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address16786 N RAIL DR CONROE TX 773853780, CONROE, TX 77385-3780

Mortgage

Document Number0000065136
DateJun 30, 2020
Instrument65136
Lender
NameSHELLPOINT MTG SVCNG
AddressGREENVILLE, SC 29601
Agreement
AmountAmount Recorded
Term468 Months
DueJun 29, 2059
Interest
Rate3.97%

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of July 25, 2025

Property Jurisdictions

TypeName
StateTexas
CountyMontgomery County
Unified School DistrictConroe Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$284,943 (+1%) Land $25,025 Building $264,696$289,721 (+7.65%) Land $25,025 Building $264,696
2024$4,229.00 (+12.68%) Homeowner's exemption$259,039 (+1%) Land $25,025 Building $244,108$269,133 (-5.88%) Land $25,025 Building $244,108
2023$3,753.00 Homeowner's exemption$235,490 Land $25,030 Building $260,930$285,960 Land $25,030 Building $260,930

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 96 policies
Nearby Flood Policies96 in force
Nearby Flood Claims10 (2016–2024)
Claims Outside the SFHA3 of 10
Most Recent ClaimMay 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2024 · 2 claims
  • Hurricane Harvey, Aug 2017 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTGOMERY COUNTY MUD 15
serves 6,564 people · EPA ID TX1700118
Water SourceGroundwater
Last State InspectionApr 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,035 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ezee Fiber
Fiber
8,000 / 8,000
Fidium Fiber
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20

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