Palm Beach County property record for 16786 Couture Ct, Delray Beach, FL 33446
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 7 ba · 5,529 sqft · built 2018 |
| Lot Size | 0.303 acres (13,225 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $3,100,000 (Apr 2022) |
| Tax Bill | $35,300 (2025) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage Sep 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 00-42-46-30-12-000-6610 |
| Primary APN | 00-42-46-30-12-000-6610 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 7 Baths |
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 5,529 sqft Living Area |
| Gross Area | 7,224 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Wood Truss |
| Roof Material | Tile |
| Lot Area | 13,225 sqft (0.303 acres) |
| Porch | Open Porch |
| Patio Area | 396 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Street Address | 16786 COUTURE CT |
|---|---|
| City | DELRAY BEACH |
| State | FL |
| Zip | 33446-2328 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AGR-PUD |
| Legal Description | HYDER AGR PUD PL 8 LT 661 |
| Legal Range | 42 |
| Legal Township | 46 |
| Legal Section | 30 |
| Legal Subdivision | HYDER AGR PUD PL 8 |
| Legal Lot Number | 661 |
| Jurisdiction | PALM BEACH FL |
| Township / Civil Division | SUNSHINE PARKWAY |
| Census Block Group | 3 |
| Census Block | 3030 |
| Census Tract | 7774 |
16786 Couture Ct is owner-occupied and held in a trust since April 2022.
Source: Palm Beach County records, as of December 8, 2025
| Owner of Record | 2 Trust Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 16786 COUTURE CT, DELRAY BEACH, FL 33446-2328 |
| Occupancy | Owner Occupied |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 13, 2022 | Warranty Deed, Transfer · Conventional Mortgage US BANK NA |
| Sep 3, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HOMETAP INVS PTRS II LP |
| Jun 19, 2018 | Deed of Trust, Mortgage GUARANTEED RATE |
| Jun 21, 2018 | Grant Deed, Transfer NOVA TITLE COMPANY, NOVA TITLE CO |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Apr 13, 2022 · Amount on File |
| Deed Sale | Apr 13, 2022 · Amount on File |
| Prior Sale | Jun 21, 2018 · Amount on File |
| Deed Document Number | 20220160950 |
| Deed Book / Page | 33472 / 319 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Recording Date | Apr 13, 2022 |
| Property Address | 16786 COUTURE CT, DELRAY BEACH, FL 33446-2328 |
| Document Number | 0334720319 |
| Book / Page | 33472 / 319 |
| Map Reference | MB 124 PG 11 |
| Instrument Date | Apr 7, 2022 |
| Instrument | 20220160950 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | PREFERRED TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $21,700.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9858 CLINT MOORE RD # RDC111-2, 9858, BOCA RATON, FL 33496-1034 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 16786 COUTURE CT, DELRAY BEACH, FL 33446-2328 |
| Document Number | 0033472322 |
|---|---|
| Date | Apr 13, 2022 |
| Instrument | 33472/322 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | May 1, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.75% |
| Index | 1-Year CMT |
| Max Rate | 7.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Property Address | 16786 COUTURE CT, DELRAY BEACH, FL 33446-2328 |
| Document Number | 0317471164 |
| Instrument Date | Sep 3, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 16786 COUTURE CT DELRAY BEACH FL 334462328, DELRAY BEACH, FL 33446-2328 |
| Document Number | 0317471164 |
|---|---|
| Date | Sep 16, 2020 |
| Book Page | 031747/001164 |
| Instrument | 343584 |
| Name | HOMETAP INVS PTRS II LP |
|---|---|
| Address | BOSTON, MA 02199 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Property Address | 16786 COUTURE CT, DELRAY BEACH, FL 33446-2328 |
| Document Number | 0299420080 |
| Instrument Date | Jun 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 16786 COUTURE CT DELRAY BEACH FL 33446, DELRAY BEACH, FL 33446 |
| Document Number | 0299420080 |
|---|---|
| Date | Jun 21, 2018 |
| Book Page | 029942/000080 |
| Instrument | 242898 |
| Name | GUARANTEED RATE |
|---|---|
| Address | 3940 N RAVENSWOOD AVE, CHICAGO, IL 60613-2420 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jun 20, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Recording Date | Jun 21, 2018 |
| Property Address | 16786 COUTURE CT, DELRAY BEACH, FL 33446-2328 |
| Document Number | 0299420079 |
| Book / Page | 029942 / 000079 |
| Instrument Date | Jun 19, 2018 |
| Instrument | 242897 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2019 |
| Title Company | NOVA TITLE COMPANY, NOVA TITLE CO |
| Amount | Amount on Record |
|---|---|
| Tax | $10,398.60 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 16786 COUTURE CT DELRAY BEACH FL 33446, DELRAY BEACH, FL 33446 |
The 2025 property tax bill for 16786 Couture Ct was $35,300 with a homeowner's exemption.
Source: Palm Beach County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Palm Beach County |
| Unified School District | Palm Beach County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $35,300.00 Homeowner's exemption | $2,182,282 | $2,417,615 Land $607,810 Building $1,809,805 |
| 2023 | $33,580.00 (+52.76%) Homeowner's exemption | $2,059,009 (+55.93%) | $2,295,574 (+27.05%) Land $648,900 Building $1,646,674 |
| 2022 | $21,982.00 Homeowner's exemption | $1,320,437 | $1,806,892 Land $500,000 Building $1,306,892 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 16786 Couture Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 461 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 461 in force |
| Nearby Flood Claims | 1 (2025) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2025 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16786 Couture Ct is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Fiber · Cable in parts of the area | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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