Crow Wing County property record for 16785 Jacks Lake Rd, Brainerd, MN 56401
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,860 sqft · built 2000 |
| Lot Size | 2.5 acres (108,900 sqft) |
| Owner | Individual Name on File |
| Last Sale | $340,000 (Jan 2025) |
| Tax Bill | $1,846 (2026) |
| Deeds & Mortgages | Jan 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 980252200ADD009 |
| Primary APN | 980252200ADD009 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 1,860 sqft Living Area |
| Gross Area | 1,800 sqft |
| 1st Floor Area | 1,860 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Patio Home |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 108,900 sqft (2.5 acres) |
| Garage Area | 576 sqft |
| Driveway | Driveway |
| Porch | Slab |
| Porch Area | 192 sqft |
| Storage Building | 112 sqft |
| Heating System | Central |
|---|
| Account Number | 184354 |
|---|---|
| Street Address | 16785 JACKS LAKE RD |
| City | BRAINERD |
| State | MN |
| Zip | 56401-6063 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE SOUTH 334.61 FT OF THE EAST 325.43 FT OF THE NW1/4 OF THE NW1/4 SUBJECT TO RESTRICTIONS, RESERVATIONS AND EASEMENTS OF |
| Legal Range | 29W |
| Legal Township | 134 |
| Legal Section | 25 |
| Jurisdiction | CROW WING MN |
| Township / Civil Division | FIRST ASSESSMENT |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 950901 |
16785 Jacks Lake Rd is owned and occupied by an individual who bought it in January 2025.
Source: Crow Wing County records, as of August 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 16785 JACKS LAKE RD, BRAINERD, MN 56401-6063 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 13, 2025 · Amount on File |
| Deed Sale | Jan 13, 2025 · Amount on File |
| Deed Document Number | 20251005388 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CROW WING MN |
| Property Address | 16785 JACKS LAKE RD, BRAINERD, MN 56401-6063 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2025 |
| Name | Verified Name |
|---|---|
| Address | 16785 JACKS LAKE RD, BRAINERD, MN 56401-6063 |
| Document Number | 0001005389 |
|---|---|
| Date | Jan 13, 2025 |
| Instrument | 1005389 |
| Name | MID MINNESOTA FCU |
|---|---|
| Type | Credit Union |
| Address | BRAINERD, MN 56401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.19% |
| Type Change Date | Jan 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 4.19% |
| Max Rate At Change | 8.19% |
| Index | 1-Year CMT |
| Max Rate | 12.1% |
Source: Crow Wing County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Crow Wing County |
| Unified School District | Brainerd Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,846.00 (+5,329.41%) Homeowner's exemption | $362,400 (+9.42%) Land $94,300 Building $268,100 | $362,400 (+9.42%) Land $94,300 Building $268,100 |
| 2025 | $331,200 (+2.32%) Land $87,000 Building $244,200 | $331,200 (+2.32%) Land $87,000 Building $244,200 | |
| 2023 | $34.00 Homeowner's exemption | $323,700 Land $65,300 Building $258,400 | $323,700 Land $65,300 Building $258,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 16785 Jacks Lake Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 15, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16785 Jacks Lake Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 57% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| CTC Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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