16781 Luminary Loop, Clermont, FL 34714 Property Records

Lake County property record for 16781 Luminary Loop, Clermont, FL 34714 · Last verified August 2026

Property Highlights

Property Type	Vacant Land > Residential
Occupancy	Owner Occupied
Last Sale	$396,066 (2026)

Property Details

APN / Parcel Number

Primary APN	`23-24-26-0270-000-03300`
Alternative APNs	`262423027000003300` `3959409`

Location & Zoning

Account Number	3959409
Street Address	16781 LUMINARY LOOP
City	CLERMONT
State	FL
Zip	34714-4773
Property Usage	Residential Property Usage
Type	Vacant Land > Residential
Legal Description	SANCTUARY PHASE 5 PB 86 PG 78-85 LOT 33
Legal Subdivision	SANCTUARY PHASE 5
Legal Lot Number	33
Jurisdiction	LAKE FL

Owner

Source: Lake County records · APN 23-24-26-0270-000-03300

Assessment roll updated November 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	16781 LUMINARY LOOP, CLERMONT, FL 34714-4773
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Single Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 05, 2026 · Amount on Record
Deed Sale	Aug 05, 2026 · Amount on Record
Deed Doc Number	202696316
Deed Book / Page	6790 / 224
Record Refreshed	Sep 20, 2026

August 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Aug 05, 2026
Property Address	16781 LUMINARY LOOP, CLERMONT, FL 34714-4773
Document Number	0000096316
Book / Page	6790 / 224
Instrument Date	Jul 29, 2026
Instrument	202696316
Transaction Type	Transfer
Record Updated	Aug 18, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$280,018.46
Amount Accuracy	Calculated from Tax (Full/Partial Unknown)
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16781 LUMINARY LOOP, CLERMONT, FL 34714-4773

Mortgage

Document Number	0000096317,
Date	Aug 05, 2026
Instrument	202696317

Lender

Name	AMERICAN FINANCIAL

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2056

Interest

Rate	6.49%
Max Rate	-1%

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated November 26, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Assessed Value	Assessed Market Value
2026	$15,000 Land $15,000	$15,000 Land $15,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (12069C), updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	High above 82% of the US · above 73% of Florida
Wildfire Likelihood	About 1 in 137 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.