16781 E Clear Ln, Mount Vernon, IL 62864 Property Records

Jefferson County property record for 16781 E Clear Ln, Mount Vernon, IL 62864

Property Summary

Property Type	Misc Structure / Fixture
Details	952 sqft · built 1978
Lot Size	7.11 acres (309,712 sqft)
Owner	Individual Name on File
Last Sale	$140,000 (Oct 2025)
Tax Bill	$563 (2024)
Deeds & Mortgages	Mar 2017 Mortgage Oct 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`07-14-400-010`

Property Details

APN / Parcel Number

Primary APN	`07-14-400-010`

Interior

Building Area	952 sqft Total Area

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Lot Area	309,712 sqft (7.11 acres)

Location & Zoning

Street Address	16781 E CLEAR LN
City	MOUNT VERNON
State	IL
Zip	62864-8023
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Misc Structure / Fixture
Legal Description	E462' S15 ACS W30 ACS SE SE
Jurisdiction	JEFFERSON IL
Township / Civil Division	MOUNT VERNON
Census Block Group	3
Census Block	3006
Census Tract	50800

Owner

Source: Jefferson County assessment roll, APN 07-14-400-010, as of July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	19649 N KENNETH LN, BLUFORD, IL 62814-3007
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2017	Deed of Trust, Mortgage · Second Mortgage (Down Payment) COMMUNITY FIRST BANK OF THE HEARTLAND
Oct 16, 2024	Deed of Trust, Mortgage COMMUNITY FIRST BANK OF THE HEARTLAND
Dec 03, 2025	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES NATIONAL BANK
Mar 10, 2010	Deed of Trust, Mortgage FIRST STATE BANK OF DIX
Oct 21, 2025	Warranty Deed, Transfer PEOPLES BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 21, 2025 · Amount on Record
Deed Sale	Oct 21, 2025 · Amount on Record
Deed Document Number	20253692
Record Updated	Sep 20, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON IL
Property Address	16781 E CLEAR LN, MOUNT VERNON, IL 62864-8023
Transaction Type	Mortgage
Record Updated	Apr 02, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201701292
Date	Mar 29, 2017
Instrument	201701292

Lender

Name	COMMUNITY FIRST BANK OF THE HEARTLAND
Type	Bank
Address	MOUNT VERNON, IL 62864

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	61 Months
Due	Apr 01, 2022

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON IL
Property Address	16781 E CLEAR LN, MOUNT VERNON, IL 62864-8023
Transaction Type	Mortgage
Record Updated	Apr 02, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202403623
Date	Oct 16, 2024
Instrument	202403623

Lender

Name	COMMUNITY FIRST BANK OF THE HEARTLAND
Type	Bank

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON IL
Property Address	16781 E CLEAR LN, MOUNT VERNON, IL 62864-8023
Transaction Type	Mortgage
Record Updated	Apr 02, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202504206
Date	Dec 03, 2025
Instrument	202504206

Lender

Name	PEOPLES NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 01, 2055

March 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON IL
Property Address	16781 E CLEAR LN, MOUNT VERNON, IL 62864-8023
Transaction Type	Mortgage
Record Updated	Apr 02, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0201001030
Date	Mar 10, 2010
Instrument	201001030

Lender

Name	FIRST STATE BANK OF DIX
Address	DIX, IL 62830

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Mar 05, 2015

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON IL
Recording Date	Oct 21, 2025
Property Address	16781 E CLEAR LN, MOUNT VERNON, IL 62864-8023
Document Number	0202503692
Instrument Date	Oct 17, 2025
Instrument	202503692
Transaction Type	Transfer
Record Updated	Apr 02, 2026
Title Company	ADM TITLE SERVICES LLC, AANDA TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16781 E CLEAR LN, MOUNT VERNON, IL 62864-8023

Mortgage

Document Number	0202503693
Date	Oct 21, 2025
Instrument	202503693

Lender

Name	PEOPLES BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2055

Tax Assessment & Valuation

Source: Jefferson County assessment roll as of July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Jefferson County
County Subdivision	Mount Vernon Township
Secondary School District	Mount Vernon Township High School District 201 (09 - 12)
Elementary School District	Summersville School District 79 (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$15,373 (+8.34%) Land $3,805 Building $11,568
2024	$563.00 (+13.51%) Homeowner's exemption	$14,189 (+24.39%) Land $3,478 Building $10,711
2023	$496.00 (+25.89%)
2022		$11,407 Land $2,733 Building $8,674
2021	$394.00
2019			$30,003 Land $6,840 Building $23,163

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jefferson County (17081C), as of September 17, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170810508003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 16 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Wabash Telephone Cooperative Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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