1678 Umpqua Ave, Eugene, OR 97408 Property Records

Lane County property record for 1678 Umpqua Ave, Eugene, OR 97408

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,698 sqft · built 2020
Lot Size	0.55 acres (23,958 sqft)
Owner	Trust Name on Record
Last Sale	$215,000 (May 2020)
Tax Bill	$15,893 (2025)
Deeds & Mortgages	May 2023 Line of Credit May 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-03-07-14-03800-000`

Property Details

APN / Parcel Number

Primary APN	`17-03-07-14-03800-000`
Alternative APN	`1899598`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,698 sqft Finished Area
1st Floor Area	2,787 sqft
2nd Floor Area	911 sqft
Attic	Attic
Attic Area	679 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Exterior Material	Composition/Composite
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	23,958 sqft (0.55 acres)
Garage Type	Attached
Garage Area	1,408 sqft
Driveway	Driveway
Driveway Area	1,260 sqft
Parking Spaces	5 Parking Spaces
Patio Area	1,060 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1899598
Street Address	1678 UMPQUA AVE
City	EUGENE
State	OR
Zip	97408-6010
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:25 SUBD:THE NINES SEC/TWN/RNG/MER:SEC 07 TWN 17 RNG 03
Legal Range	03W
Legal Township	17S
Legal Section	07
Legal Quarter	NE
Quarter-Quarter Section	SE
Legal Subdivision	THE NINES
Legal Lot Number	25
Jurisdiction	LANE OR
Township / Civil Division	EUGENE-SPRINGFIELD
Census Block Group	1
Census Block	1005
Census Tract	2201

Owner

Source: Lane County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Co-owner	Co-owner on Record
Mailing Address	1678 UMPQUA AVE, EUGENE, OR 97408-6010
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 23, 2023	Deed of Trust, Mortgage · Line of Credit KEY BANK NA
May 18, 2020	Warranty Deed, Transfer CASCADE TITLE
Mar 11, 2020	Deed of Trust, Mortgage WASHINGTON FED'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2020 · Amount on Record
Deed Sale	May 18, 2020 · Amount on Record
Deed Document Number	2020-024641
Record Updated	Jun 8, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	1678 UMPQUA AVE, EUGENE, OR 97408-6010
Transaction Type	Mortgage
Record Updated	May 31, 2023
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1678 UMPQUA AVE, EUGENE, OR 97408-6010

Mortgage

Document Number	0000013858
Date	May 23, 2023
Instrument	2023-013858

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 19, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	May 18, 2020
Property Address	1678 UMPQUA AVE, EUGENE, OR 97408-6010
Document Number	0000024641
Instrument Date	May 13, 2020
Instrument	24641
Transaction Type	Transfer
Record Updated	Jun 1, 2020
Title Company	CASCADE TITLE

Transaction

Amount	Amount Recorded
Tax	$215.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1947 WOODSON LOOP EUGENE OR 974057019, EUGENE, OR 97405-7019

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	1678 UMPQUA AVE, EUGENE, OR 97408-6010
Document Number	0000024026
Instrument Date	Mar 11, 2020
Transaction Type	Mortgage
Record Updated	May 20, 2020
Title Company	CASCADE TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1678 UMPQUA AVE EUGENE OR 974086010, EUGENE, OR 97408-6010

Mortgage

Document Number	0000024026
Date	May 14, 2020
Instrument	24026

Lender

Name	WASHINGTON FED'L BK
Address	425 PIKE ST, SEATTLE, WA 98101-3902

Agreement

Amount	Amount Recorded
Term	24 Months
Due	May 13, 2022

Tax Assessment & Valuation

Source: Lane County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Eugene City
Unified School District	Eugene School District 4J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,893.00 (+3.9%)	$815,739 (+6.09%)	$1,452,458 (-0.5%) Land $489,379 Building $963,079
2023	$15,296.00 (+4.03%)	$768,913 (+3%)	$1,459,764 (+6.64%) Land $344,425 Building $1,115,339
2022	$14,704.00	$746,518	$1,368,828 Land $255,884 Building $1,112,944

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 36 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	36 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EUGENE WATER & ELECTRIC BOARD serves 176,000 people · EPA ID OR4100287
Water Source	Surface water
Last State Inspection	Jul 2021
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Alyrica Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink.

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