1678 Smith Ln, Palm Harbor, FL 34683 Property Records

Pinellas County property record for 1678 Smith Ln, Palm Harbor, FL 34683

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,544 sqft · built 1992
Lot Size	0.22 acres (9,601 sqft)
Owner	Trust Name on File
Last Sale	$435,000 (Mar 2020)
Tax Bill	$8,723 (2025)
Deeds & Mortgages	Aug 2023 Transfer Nov 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-741-9181-8`

Property Details

APN / Parcel Number

Primary APN	`C62-000-741-9181-8`
Alternative APNs	`13-28-15-95071-000-1110` `281513950710001110` `152813950710001110` `R140039`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	2,544 sqft Living Area
Gross Area	3,232 sqft
1st Floor Area	1,418 sqft
Upper Floors Area	1,126 sqft
Flooring	Carpet
Interior Walls	Composition
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2000
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	9,601 sqft (0.22 acres)
Lot Dimensions	120 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	268 sqft
Deck Area	200 sqft
Patio Area	200 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R140039
Street Address	1678 SMITH LN
City	PALM HARBOR
State	FL
Zip	34683-7204
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	WATERFORD CROSSING PHASE II LOT 111
Legal Range	15E
Legal Township	28S
Legal Section	13
Legal Subdivision	WATERFORD CROSSING
Legal Phase	2
Legal Tract	95071
Legal Lot Number	111
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	4
Census Block	4002
Census Tract	27210

Owner

1678 Smith Ln is owner-occupied and held in a trust since March 2020.

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	1678 SMITH LN, PALM HARBOR, FL 34683-7204
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2023	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Nov 24, 2021	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Mar 2, 2020	Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 2020 · Amount on File
Deed Sale	Mar 2, 2020 · Amount on File
Prior Sale	Sep 16, 2009 · Amount on File
Deed Document Number	202070584
Deed Book / Page	20904 / 450
Prior Transfer Date	Feb 6, 2009
Prior Transfer Doc	0164922132
Record Updated	Oct 29, 2026

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PINELLAS FL
Recording Date	Aug 1, 2023
Property Address	1678 SMITH LN, PALM HARBOR, FL 34683-7204
Document Number	0225212407
Book / Page	22521 / 2407
Map Reference	MB 103 PG 33-38
Instrument Date	Jul 27, 2023
Instrument	2023199042
Transaction Type	Transfer
Record Updated	Aug 14, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1678 SMITH LN, PALM HARBOR, FL 34683-7204

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1678 SMITH LN, PALM HARBOR, FL 34683-7204

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PINELLAS FL
Recording Date	Nov 24, 2021
Property Address	1678 SMITH LN, PALM HARBOR, FL 34683-7204
Document Number	0218211898
Book / Page	21821 / 1898
Map Reference	MB 103 PG 33-38
Instrument Date	Nov 19, 2021
Instrument	2021383354
Transaction Type	Transfer
Record Updated	Dec 15, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1678 SMITH LN, PALM HARBOR, FL 34683-7204

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Mar 2, 2020
Property Address	1678 SMITH LN, PALM HARBOR, FL 34683-7204
Document Number	0209040450
Book / Page	20904 / 450
Map Reference	MB 103 PG 33-38
Instrument Date	Feb 28, 2020
Instrument	2020070584
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,045.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1005 GARDENIA ST, 1005, COLLEGE STATION, TX 77845-5341

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1678 SMITH LN, PALM HARBOR, FL 34683-7204

Mortgage

Document Number	0209040452
Date	Mar 2, 2020
Instrument	20904/0452

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1678 Smith Ln was $8,723 with exemptions applied, up 5.6% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Dunedin City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,723.00 (+5.61%) Homeowner's exemption Disabled Person's exemption	$542,120	$615,335 Land $129,660 Building $485,675
2024	$8,260.00 (+1.37%)
2023	$8,148.00 (+1.62%) Homeowner's exemption Disabled Person's exemption	$511,497 (+3%)	$565,077 (+13.79%) Land $180,008 Building $385,069
2022	$8,018.00 Homeowner's exemption Disabled Person's exemption	$496,599	$496,599 Land $199,281 Building $297,318

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1678 Smith Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 46 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	46 in force
Nearby Flood Claims	2 (2019–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1678 Smith Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUNEDIN WATER SYSTEM serves 46,161 people · EPA ID FL6520486
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	32 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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