1678 Rustling Dr, Fleming Island, FL 32003 Property Records

Clay County property record for 1678 Rustling Dr, Fleming Island, FL 32003 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,960 sqft · built 1999
Lot Size	0.162 acres (7,088 sqft)
Owner	Owner Name on File
Last Sale	$223,000 (Feb 2005)
Tax Bill	$5,051 (2025)
Deeds & Mortgages	Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-04-26-021262-025-43`

Property Details

APN / Parcel Number

Primary APN	`31-04-26-021262-025-43`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,960 sqft Heated Area
Gross Area	2,537 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Exterior Material	Logs
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,088 sqft (0.162 acres)
Garage Area	420 sqft
Porch	Porch
Porch Area	157 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1678 RUSTLING DR
City	FLEMING ISLAND
State	FL
Zip	32003-8630
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 43 BROOKSTONE AS REC O R 2487 PG 692 & 3529 PG 342
Legal Range	26
Legal Township	04
Legal Section	31
Legal Subdivision	BROOKSTONE/EAGLE HARBOR
Legal Lot Number	43
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	1
Census Block	1004
Census Tract	30704

Owner

Source: Clay County records · APN 31-04-26-021262-025-43

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	CMR 473 BOX 2260 APO AE 96060023 Y, XX

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 10, 2005 · Amount on Record
Deed Sale	Feb 10, 2005 · Amount on Record
Prior Sale	Feb 10, 2005 · Amount on Record
Deed Document Number	0024870692
Last Transfer Date	Apr 29, 2013
Transfer Doc	0035290342
Record Updated	Jun 08, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	1678 RUSTLING DR, FLEMING ISLAND, FL 32003-8630
Transaction Type	Mortgage
Record Updated	Nov 12, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1728 WICKHAM WAY, CROFTON, MD 21114-2922

Mortgage

Document Number	0045290740
Date	Oct 29, 2021
Book Page	4529/740
Instrument	2021068941

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2051

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,051.00 (-7.74%)	$346,519 (+7.04%) Land $55,000 Building $291,519	$346,519 (+7.04%) Land $55,000 Building $291,519
2023	$5,475.00 (+14.56%)	$323,735 (+17.07%) Land $55,000 Building $268,735	$323,735 (+17.07%) Land $55,000 Building $268,735
2022	$4,779.00	$276,539 Land $45,000 Building $231,539	$276,539 Land $45,000 Building $231,539

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (12019C), updated July 6, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120190307041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 46 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	46 in force 43 of 46 on primary residences
Nearby Flood Claims	2 (2017)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2017, rainfall accumulation, Hurricane Irma
Flood Events	Hurricane Irma (Sep 2017), 2 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 7% of Florida
Wildfire Likelihood	About 1 in 8,333 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.