Madison County property record for 1678 Hwy Z, Fredericktown, MO 63645
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1,428 sqft · built 1940 |
| Lot Size | 56 acres (2,440,231 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $829 (2025) |
| Deeds & Mortgages | Jul 2022 Refinance Sep 2025 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-5.0-15-000-000-009.000 |
| Primary APN | 07-5.0-15-000-000-009.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,428 sqft Living Area |
| Flooring | Earth/Dirt |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1940 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 2,440,231 sqft (56 acres) |
| Garage Type | Mixed |
| Garage Area | 640 sqft |
| Carport | Carport |
| Carport Area | 840 sqft |
| Parking Spaces | 5 Parking Spaces |
| Utility Building | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Street Address | 1678 HIGHWAY Z |
|---|---|
| City | FREDERICKTOWN |
| State | MO |
| Zip | 63645-7934 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT S 1/2 |
| Jurisdiction | MADISON MO |
| Township / Civil Division | ST. MICHAEL |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 960202 |
1678 Hwy Z is owned and occupied by an individual who acquired it in September 2025.
Source: Madison County records, as of January 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1678 HIGHWAY Z, FREDERICKTOWN, MO 63645-7934 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 5, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance NEW ERA BANK |
| Sep 11, 2025 | Warranty Deed, Transfer TRUST TITLE COMPANY, TRUE TITLE COMPANY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 11, 2025 |
| Deed Sale | Sep 11, 2025 |
| Deed Document Number | 2025001371 |
| Deed Book / Page | 579 / 353 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MO |
| Property Address | 1678 HIGHWAY Z, FREDERICKTOWN, MO 63645-7934 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000543/884 |
|---|---|
| Date | Jul 5, 2022 |
| Book Page | 543/884 |
| Instrument | 2022001136 |
| Name | NEW ERA BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 61 Months |
| Due | Aug 1, 2027 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON MO |
| Recording Date | Sep 11, 2025 |
| Property Address | 1678 HIGHWAY Z, FREDERICKTOWN, MO 63645-7934 |
| Document Number | 000579/353 |
| Book / Page | 579 / 353 |
| Instrument Date | Mar 1, 2025 |
| Instrument | 2025001371 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Title Company | TRUST TITLE COMPANY, TRUE TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1678 HIGHWAY Z, FREDERICKTOWN, MO 63645-7934 |
The 2025 property tax bill for 1678 Hwy Z was $829.
Source: Madison County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Madison County |
| Unified School District | Fredericktown R-I School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $829.00 | $14,510 | $81,840 Land $14,460 Building $67,380 |
| 2023 | $830.00 | $14,510 | $81,840 Land $14,460 Building $67,380 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1678 Hwy Z in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2022.
Source: FEMA National Flood Hazard Layer, effective August 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2022) |
| Most Recent Claim | Aug 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1678 Hwy Z is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 60% of Missouri |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON COUNTY PWSD 1 NORTH AND SOUTH serves 1,705 people · EPA ID MO4024368 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Wisper ISP Fixed Wireless | 100 / 20 |
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