1678 Elizabeth Dr, Arnold, MO 63010 Property Records

Jefferson County property record for 1678 Elizabeth Dr, Arnold, MO 63010

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,040 sqft · built 1992
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on File
Last Sale	$238,360 (Sep 2026)
Tax Bill	$1,693 (2025)
Deeds & Mortgages	Sep 2026 Transfer Sep 2026 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`02-7.0-25.0-2-001-016.03`

Property Details

APN / Parcel Number

Primary APN	`02-7.0-25.0-2-001-016.03`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,040 sqft Living Area
Gross Area	1,638 sqft
1st Floor Area	1,040 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Construction Type	Frame
Lot Area	14,810 sqft (0.34 acres)
Garage Type	Attached
Garage Area	598 sqft
Porch	Slab
Porch Area	80 sqft
Patio Area	458 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1678 ELIZABETH DR
City	ARNOLD
State	MO
Zip	63010-1835
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CT1
Legal Description	CHRISTIAN PLACE LOT 3
Legal Range	5E
Legal Township	43N
Legal Section	25
Legal Subdivision	CHRISTIAN PLACE
Legal Block	2
Legal Lot Number	3
Jurisdiction	JEFFERSON MO
Township / Civil Division	ARNOLD
Census Block Group	2
Census Block	2008
Census Tract	700119

Owner

Source: Jefferson County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1678 ELIZABETH DR, ARNOLD, MO 63010-1835
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Sep 18, 2026	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE COMPANY
Oct 17, 2024	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
Dec 19, 2025	Deed, Transfer
Jun 12, 2019	Loan Modification, Mortgage WELLS FARGO BK
May 22, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2026 · Amount on File
Deed Sale	Sep 18, 2026 · Amount on File
Prior Sale	Dec 19, 2025 · Amount on File
Deed Document Number	202625947
Prior Transfer Date	Sep 3, 2026
Prior Transfer Doc	0000025949
Record Updated	Oct 29, 2026

September 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	JEFFERSON MO
Recording Date	Sep 18, 2026
Property Address	1678 ELIZABETH DR, ARNOLD, MO 63010-1835
Document Number	0000025949
Instrument Date	Sep 3, 2026
Instrument	202625949
Transaction Type	Transfer
Record Updated	Sep 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1437 APPLE RIDGE CT, ARNOLD, MO 63010-4873

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Sep 18, 2026
Property Address	1678 ELIZABETH DR, ARNOLD, MO 63010-1835
Document Number	0000025947
Instrument Date	Sep 3, 2026
Instrument	202625947
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	US TITLE, UST TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1678 ELIZABETH DR, ARNOLD, MO 63010-1835

Mortgage

Document Number	0000025948,
Date	Sep 18, 2026
Instrument	202625948

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1678 ELIZABETH DR, ARNOLD, MO 63010-1835
Transaction Type	Mortgage
Record Updated	Jan 5, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1678 ELIZABETH DR, ARNOLD, MO 63010-1835

Mortgage

Document Number	0000026032
Date	Oct 17, 2024
Instrument	2024R-026032

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	481 Months
Due	Nov 1, 2064

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	JEFFERSON MO
Recording Date	Dec 19, 2025
Property Address	1678 ELIZABETH DR, ARNOLD, MO 63010-1835
Document Number	0000033317
Map Reference	MB 121 PG 6B
Instrument Date	Dec 9, 2025
Instrument	2025R-033317
Transaction Type	Transfer
Record Updated	Jan 5, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7523 BCR 808, GLENALLEN, MO 63751-8747

June 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	JEFFERSON MO
Property Address	1678 ELIZABETH DR, ARNOLD, MO 63010-1835
Document Number	0000020195
Instrument Date	Jun 12, 2019
Transaction Type	Mortgage
Record Updated	Jul 31, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1678 ELIZABETH DR ARNOLD MO 630101835, ARNOLD, MO 63010-1835

Mortgage

Document Number	0000020195
Date	Jul 15, 2019
Instrument	20195

Lender

Name	WELLS FARGO BK
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 14, 2049

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1678 ELIZABETH DR, ARNOLD, MO 63010-1835
Document Number	0000017435
Instrument Date	May 22, 2017
Transaction Type	Mortgage
Record Updated	Jun 13, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1678 ELIZABETH DR ARNOLD MO 630101835, ARNOLD, MO 63010-1835

Mortgage

Document Number	0000017435
Date	Jun 8, 2017
Instrument	17435

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410-8000

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	336 Months
Due	Jun 7, 2045

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Arnold City
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$25,000 (-) Land $2,300 Building $22,700	$131,600 (-) Land $12,000 Building $119,600
2025	$1,693.00 (+5.29%)	$25,000 (+8.7%) Land $2,300 Building $22,700	$131,600 (-) Land $12,000 Building $119,600
2024	$1,608.00 (+0.56%)		$131,600 (+8.67%) Land $12,000 Building $119,600
2023	$1,599.00 (-2.44%)	$23,000 (-) Land $2,300 Building $20,700	$121,100 (-) Land $12,000 Building $109,100
2022	$1,639.00	$23,000 Land $2,300 Building $20,700
2021			$121,100 Land $12,000 Building $109,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	32 (1981–2022)
Claims Outside the SFHA	4 of 32
Most Recent Claim	Aug 2022 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2017 · 5 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Dec 2015 · 6 claims Severe Storms & Flooding, Sep 1993 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 1 serves 21,113 people · EPA ID MO6024292
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Oct 2023
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon, Wisper ISP.

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