1678 E Oakland St, Gilbert, AZ 85295 Property Records

Maricopa County property record for 1678 E Oakland St, Gilbert, AZ 85295

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,877 sqft · built 1998
Lot Size0.161 acres (7,026 sqft)
OwnerIndividual Name on Record
Last Sale$314,000 (Nov 2018)
Tax Bill$1,811 (2025)
Deeds & MortgagesApr 2026 Mortgage
Jan 2020 Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN304-41-572

Property Details

APN / Parcel Number

Primary APN304-41-572
Alternative APN
  • 304415720

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,877 sqft Living Area
Gross Area2,057 sqft
1st Floor Area1,877 sqft

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Exterior MaterialWood
Construction TypeFrame
Roof MaterialConcrete
Lot Area7,026 sqft (0.161 acres)
Parking Spaces2 Parking Spaces
Pool Area480 sqft
Patio Area180 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address1678 E OAKLAND ST
CityGILBERT
StateAZ
Zip85295-5656
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-7
Legal DescriptionGILBERT RANCH UNIT 1 MCR 454-27
Legal Range6E
Legal Township1S
Legal Section28
Legal SubdivisionGILBERT RANCH UNIT 1
Legal Lot Number181
Legal Unit1
JurisdictionMARICOPA AZ
Township / Civil DivisionCHANDLER
Census Block Group3
Census Block3004
Census Tract814600

Owner

Source: Maricopa County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1678 E OAKLAND ST, GILBERT, AZ 85295-5656
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 7, 2026Deed of Trust, Mortgage · Conventional Mortgage
NEXBANK
Jan 15, 2020Deed of Trust, Mortgage · Conventional Mortgage
STATE BANK OF ARIZONA
Nov 14, 2018Warranty Deed, Transfer · Conventional Mortgage
MOHAVE STATE BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 14, 2018 · Amount on Record
Deed SaleNov 14, 2018 · Amount on Record
Prior SaleSep 14, 1998 · Amount on Record
Deed Document Number2018847143
Prior Transfer DateMay 7, 2003
Prior Transfer Doc0001229601
Record UpdatedOct 29, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Recording DateApr 7, 2026
Property Address1678 E OAKLAND ST, GILBERT, AZ 85295-5656
Document Number0000203225
Instrument DateApr 3, 2026
Instrument2026203225
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyPIMA TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1961 N HARTFORD ST, 1140, CHANDLER, AZ 85225-7306
InvestorPossibly a Property Investor

Mortgage

Document Number0000203225,
DateApr 7, 2026
Instrument2026203225
Lender
NameNEXBANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate TypeFixed Rate
Rate6%
Initial TypeFixed Rate
Max Rate-1%

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address1678 E OAKLAND ST, GILBERT, AZ 85295-5656
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyPIONEER TITLE AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000036539
DateJan 15, 2020
Instrument20200036539
Lender
NameSTATE BANK OF ARIZONA
TypeBank
AddressLAKE HAVASU CITY, AZ 86403
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2050

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateNov 14, 2018
Property Address1678 E OAKLAND ST, GILBERT, AZ 85295-5656
Document Number0000847143
Map ReferenceMB 454 PG 27
Instrument DateSep 12, 2018
Instrument20180847143
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyLAWYERS TITLE OF ARIZONA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9 COLTS NECK DR, 9, NEWTOWN, PA 18940-3018

Transferred To (Grantee/Buyer)

NameVerified Name
Address1678 E OAKLAND ST, GILBERT, AZ 85295-5656

Mortgage

Document Number0000847144
DateNov 14, 2018
Instrument20180847144
Lender
NameMOHAVE STATE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2048

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityGilbert Town
Unified School DistrictGilbert Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$45,450 (+86.26%)$454,500 (+2.34%) Land $90,900 Building $363,600
2025$1,811.00 (-1.58%)$24,402 (-48.43%)$444,100 (-6.15%) Land $88,800 Building $355,300
2024$47,320$473,200 Land $94,600 Building $378,600
2023$1,840.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AH, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF GILBERT
serves 247,600 people · EPA ID AZ0407092
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2017
Treatment and ProcedureTreatment report not submitted
Oct 2017
Monitoring and Reporting53
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL · Fiber in parts of the area
140 / 20
T-Mobile
Fixed Wireless
100 / 20

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