1678 Clove Pl, Gilroy, CA 95020 Property Records

Santa Clara County property record for 1678 Clove Pl, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,018 sqft · built 2015
Lot Size	0.187 acres (8,140 sqft)
Owner	Trust Name on File
Last Sale	$1,000,000 (Feb 2017)
Tax Bill	$16,272 (2025)
Deeds & Mortgages	Dec 2020 Transfer Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`810-65-008`

Property Details

APN / Parcel Number

Primary APN	`810-65-008`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,018 sqft Living Area
1st Floor Area	3,018 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2016
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	8,140 sqft (0.187 acres)
Garage Area	693 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	1678 CLOVE PL
City	GILROY
State	CA
Zip	95020-5769
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A140
Legal Description	TRACT 10267 LOT 8
Legal Subdivision	10267 HEARTLAND ESTATES
Legal Tract	10267
Legal Lot Number	8
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	1
Census Block	1001
Census Tract	512510

Owner

1678 Clove Pl is owner-occupied and held in a trust since December 2020.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	Trust Name on File
Mailing Address	1678 CLOVE PL, GILROY, CA 95020-5769
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Sep 28, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage THE FEDERAL SAVINGS BANK
Sep 18, 2017	Grant Deed FIRST AMERICAN TITLE
Feb 15, 2017	Grant Deed, Transfer BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 15, 2017 · Amount on File
Deed Sale	Feb 15, 2017 · Amount on File
Deed Document Number	201723583537
Last Transfer Date	Dec 10, 2020
Transfer Doc	0024761580
Record Updated	Sep 20, 2026

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Dec 23, 2020
Property Address	1678 CLOVE PL, GILROY, CA 95020-5769
Document Number	0024761580
Instrument Date	Dec 10, 2020
Instrument	24761580
Transaction Type	Transfer
Record Updated	Jan 7, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1678 CLOVE PL GILROY CA 950205769, GILROY, CA 95020-5769

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Sep 28, 2020
Property Address	1678 CLOVE PL, GILROY, CA 95020-5769
Document Number	0024631791
Map Reference	MB 884 PG 25-31
Instrument Date	Sep 10, 2020
Instrument	24631791
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	SERVICELINK

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1678 CLOVE PL, GILROY, CA 95020-5769

Mortgage

Document Number	0024631792
Date	Sep 28, 2020
Instrument	24631792

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

September 2017: Grant Deed

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Sep 18, 2017
Property Address	1678 CLOVE PL, GILROY, CA 95020-5769
Document Number	0023755495
Instrument Date	May 25, 2017
Instrument	23755495
Record Updated	Sep 25, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$1,100.00
Amount Accuracy	Full Value

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1678 CLOVE PL GILROY CA 950205769, GILROY, CA 95020-5769

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Feb 15, 2017
Property Address	1678 CLOVE PL, GILROY, CA 95020-5769
Document Number	0023583537
Instrument Date	Feb 13, 2017
Instrument	23583537
Transaction Type	Transfer
Record Updated	Nov 16, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,100.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3605 HUFF CT PLEASANTON CA 945886005, PLEASANTON, CA 94588-6005

Mortgage

Document Number	23584211
Date	Feb 15, 2017
Instrument	23584211

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 14, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1678 Clove Pl was $16,272 with a homeowner's exemption.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,164,348 (+2%) Land $497,191 Building $667,157
2025	$16,272.00 Homeowner's exemption	$1,141,519 Land $487,443 Building $654,076
2023	$15,796.00 (+1.86%) Homeowner's exemption	$1,097,194 Land $468,516 Building $628,678
2022	$15,508.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1678 Clove Pl in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (1986–2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1678 Clove Pl is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: Frontier, T-Mobile, Verizon.

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