16774 Taft Rd, Spring Lake, MI 49456 Property Records

Ottawa County property record for 16774 Taft Rd, Spring Lake, MI 49456

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,788 sqft · built 1986
Lot Size	0.684 acres (29,795 sqft)
Owner	Company Name on File
Last Sale	$272,000 (Sep 2022)
Tax Bill	$5,865 (2025)
Deeds & Mortgages	Oct 2022 Transfer Sep 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`70-03-10-100-022`

Property Details

APN / Parcel Number

Primary APN	`70-03-10-100-022`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Building Area	1,788 sqft Living Area
1st Floor Area	1,788 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Lot Area	29,795 sqft (0.684 acres)
Lot Dimensions	298 ft deep x 100 ft wide
Garage Area	286 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	16774 TAFT RD
City	SPRING LAKE
State	MI
Zip	49456-1030
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	PART NW 1/4 COM 145 FT E OF NW COR, TH E 100 FT, S 33152 FT, S 89D 57M W 100 FT, TH N 33162 FT TO BEG SEC 10 T8N R16W
Legal Range	16W
Legal Township	08N
Legal Section	10
Legal Subdivision	HATHAWAY LAKES #3
Legal Block	100
Jurisdiction	OTTAWA MI
Township / Civil Division	SPRING LAKE
Census Block Group	2
Census Block	2012
Census Tract	20503

Owner

16774 Taft Rd is owned by a company that acquired it in September 2022.

Source: Ottawa County records, as of October 12, 2026

Owner of Record	Company Name on File
Mailing Address	18134 SWISS DR, SPRING LAKE, MI 49456-9139
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2022	Quit Claim Deed, Transfer SURE TITLE AGENCY, SUN TITLE AGENCY
Sep 20, 2022	Warranty Deed, Transfer · ARM LAKE MICHIGAN CU
Jan 3, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2022 · Amount on File
Deed Sale	Sep 20, 2022 · Amount on File
Prior Sale	Oct 7, 2010 · Amount on File
Deed Document Number	202233208
Last Transfer Date	Sep 30, 2022
Transfer Doc	20220034894
Record Updated	Oct 29, 2026

October 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OTTAWA MI
Recording Date	Oct 4, 2022
Property Address	16774 TAFT RD, SPRING LAKE, MI 49456-1030
Document Number	20220034894
Instrument Date	Sep 30, 2022
Instrument	2022-0034894
Transaction Type	Transfer
Record Updated	Oct 19, 2022
Title Company	SURE TITLE AGENCY, SUN TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	420 S LAKE AVE, 420, SPRING LAKE, MI 49456-2137

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 S LAKE AVE, SPRING LAKE, MI 49456-2137

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Sep 20, 2022
Property Address	16774 TAFT RD, SPRING LAKE, MI 49456-1030
Document Number	20220033208
Instrument Date	Sep 15, 2022
Instrument	2022-0033208
Transaction Type	Transfer
Record Updated	Oct 5, 2022
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,040.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17203 ARTHUR CT, 17203, SPRING LAKE, MI 49456-9209

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 S LAKE AVE, SPRING LAKE, MI 49456-2137

Mortgage

Document Number	20220033209
Date	Sep 20, 2022
Instrument	2022-0033209

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2029
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10.6%
Index	1-Year CMT
Max Rate	10.6%

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OTTAWA MI
Recording Date	Jan 3, 2022
Property Address	16774 TAFT RD, SPRING LAKE, MI 49456-1030
Document Number	20220000287
Instrument Date	Dec 28, 2021
Instrument	2022-0000287
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17203 ARTHUR CT, SPRING LAKE, MI 49456-9209

Tax Assessment & Valuation

The 2025 property tax bill for 16774 Taft Rd was $5,865.

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
County Subdivision	Spring Lake Township
Unified School District	Spring Lake Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$133,900 (+2.29%)	$267,800 (+2.29%)
2025	$5,865.00	$130,900	$261,800
2023		$110,200	$220,400
2022	$3,815.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 16774 Taft Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2013–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16774 Taft Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING LAKE TOWNSHIP serves 9,393 people · EPA ID MI0006235
Water Source	Purchased surface water from NORTHWEST OTTAWA CO WATER SYST
Last State Inspection	Nov 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: AT&T, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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