Effingham County property record for 16770 E 200th Ave, Dieterich, IL 62424
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 2,688 sqft · built 2009 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $200,000 (Dec 2014) |
| Tax Bill | $4,881 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage Aug 2023 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-09-023-036 |
| Primary APN | 13-09-023-036 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Stories | 1 Story |
| Building Area | 2,688 sqft Base Area |
| 1st Floor Area | 2,688 sqft |
| Basement Area | 2,688 sqft |
| Unfinished Basement | 2,688 sqft |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Construction Type | Frame |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Area | 2,048 sqft |
| Parking Spaces | 7 Parking Spaces |
| Street Address | 16770 E 200TH AVE |
|---|---|
| City | DIETERICH |
| State | IL |
| Zip | 62424-3047 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E 349.9FT OF W 821.09FT OF S 622.5FT OF THE FOLLOWING E 1/2 SW SE & W 1/2 SE SE AKA TRACT 1 AS SHOWN ON POS 2697/319 3083/125 |
| Legal Tract | 1 |
| Jurisdiction | EFFINGHAM IL |
| Township / Civil Division | UNION |
| Census Block Group | 3 |
| Census Block | 3099 |
| Census Tract | 950500 |
16770 E 200th Ave is owned and occupied by two individuals who bought it in December 2014.
Source: Effingham County records, as of October 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 16770 E 200TH AVE, DIETERICH, IL 62424-3047 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 23, 2023 | Deed of Trust, Mortgage · Commercial Mortgage WASHINGTON SAVINGS BANK |
| Aug 23, 2023 | Deed of Trust, Mortgage · Line of Credit WASHINGTON SAVINGS BANK |
| Jun 27, 2017 | Deed of Trust, Mortgage · Commercial Mortgage WASHINGTON SAVINGS BANK |
| Jan 21, 2020 | Deed of Trust, Mortgage · Commercial Mortgage WASHINGTON SAVINGS BANK |
| Feb 23, 2021 | Deed of Trust, Mortgage · Commercial Mortgage WASHINGTON SAVINGS BANK |
| Apr 30, 2019 | Deed of Trust, Mortgage · Commercial Mortgage WASHINGTON SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 8, 2014 · Amount on File |
| Deed Sale | Dec 8, 2014 · Amount on File |
| Prior Sale | Jan 3, 2011 · Amount on File |
| Deed Document Number | 20141405292 |
| Deed Book / Page | 3083 / 125 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 16770 E 200TH AVE, DIETERICH, IL 62424-3047 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2023 |
| Name | Verified Name |
|---|
| Document Number | 003874/179 |
|---|---|
| Date | Aug 23, 2023 |
| Book Page | 3874/179 |
| Instrument | 202323002714 |
| Name | WASHINGTON SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | EFFINGHAM, IL 62401 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.36% |
| Min Rate At Change | 6.12% |
| Max Rate | 11.1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 16770 E 200TH AVE, DIETERICH, IL 62424-3047 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2023 |
| Name | Verified Name |
|---|
| Document Number | 003874/193 |
|---|---|
| Date | Aug 23, 2023 |
| Book Page | 3874/193 |
| Instrument | 202323002715 |
| Name | WASHINGTON SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | EFFINGHAM, IL 62401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 15, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8.5% |
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 16770 E 200TH AVE, DIETERICH, IL 62424-3047 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 003310/296 |
|---|---|
| Date | Jun 27, 2017 |
| Book Page | 3310/296 |
| Instrument | 201701702815 |
| Name | WASHINGTON SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | EFFINGHAM, IL 62401 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 162 Months |
| Due | Dec 19, 2030 |
| Rate | 3.25% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 16770 E 200TH AVE, DIETERICH, IL 62424-3047 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Title Company | AMERICAN COAST TITLE |
| Name | Verified Name |
|---|
| Document Number | 003528/246 |
|---|---|
| Date | Jan 21, 2020 |
| Book Page | 3528/246 |
| Instrument | 202020000308 |
| Name | WASHINGTON SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | EFFINGHAM, IL 62401 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 162 Months |
| Due | Jul 30, 2033 |
| Rate | 3.12% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 16770 E 200TH AVE, DIETERICH, IL 62424-3047 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Name | Verified Name |
|---|---|
| Address | 16770 E 200TH AVE, DIETERICH, IL 62424-3047 |
| Document Number | 003659/306 |
|---|---|
| Date | Feb 23, 2021 |
| Book Page | 3659/306 |
| Instrument | 202121000857 |
| Name | WASHINGTON SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | EFFINGHAM, IL 62401 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 16770 E 200TH AVE, DIETERICH, IL 62424-3047 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Title Company | CITYWIDE TITLE CORPORATION |
| Name | Verified Name |
|---|
| Document Number | 003461/280 |
|---|---|
| Date | Apr 30, 2019 |
| Book Page | 3461/280 |
| Instrument | 201901901479 |
| Name | WASHINGTON SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | EFFINGHAM, IL 62401 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 162 Months |
| Due | Oct 9, 2032 |
| Rate | 3.75% |
|---|
The 2025 property tax bill for 16770 E 200th Ave was $4,881 with a homeowner's exemption, up 7.5% from the year before.
Source: Effingham County assessment roll, as of October 5, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Effingham County |
| County Subdivision | Union Township |
| Unified School District | Dieterich Community Unit School District 30 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,881.00 (+7.46%) Homeowner's exemption | $95,710 (+1%) Land $8,550 Building $87,160 | $287,130 (+1%) Land $25,650 Building $261,480 |
| 2024 | $4,542.00 | $87,010 Land $7,770 Building $79,240 | $261,030 Land $23,310 Building $237,720 |
| 2022 | $3,499.00 Homeowner's exemption | $71,580 Land $6,390 Building $65,190 | $214,740 Land $19,170 Building $195,570 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 16770 E 200th Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 16770 E 200th Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 65% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EJ WATER COOPERATIVE private · serves 29,720 people · EPA ID IL0790010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 25 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Communications Fiber | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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