1677 Ridge Rd, Champlain, NY 12919 Property Records

Clinton County and Champlain Town property record for 1677 Ridge Rd, Champlain, NY 12919

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,330 sqft · built 1960
Lot Size	1.04 acres (45,390 sqft)
Owner	2 Individual Names on Record
Last Sale	$57,315 (Mar 2001)
Tax Bill	$5,368 (2026)
Deeds & Mortgages	Apr 2024 Mortgage Oct 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`092889 48.-1-4`

Property Details

APN / Parcel Number

Primary APN	`092889 48.-1-4`
Alternative APN	`288904800000010040000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,330 sqft Living Area
1st Floor Area	1,330 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Composition/Composite
Lot Area	45,390 sqft (1.04 acres)
Lot Dimensions	267 ft deep x 170 ft wide
Garage Type	Detached
Garage Area	936 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	484 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	1677 RIDGE RD
City	CHAMPLAIN
State	NY
Zip	12919-4651
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 104 S & G PATE
Legal Block	1
Legal Lot Number	4.000
Jurisdiction	CLINTON NY
Township / Civil Division	CHAMPLAIN
Census Block Group	1
Census Block	1024
Census Tract	100101

Owner

Source: Clinton County and Champlain Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1677 RIDGE RD, CHAMPLAIN, NY 12919-4651
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2024	Deed of Trust, Mortgage · VA Mortgage COMMUNITY BANK NA
Oct 4, 2023	Warranty Deed, Transfer
Nov 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY BK NA
Jul 23, 2019	Quit Claim Deed, Transfer CLINTON ABSTRACT, CLINTON ABS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 9, 2001 · Amount on Record
Deed Sale	Mar 9, 2001 · Amount on Record
Prior Sale	Jul 25, 1995 · Amount on Record
Deed Book / Page	20011 / 29518
Last Transfer Date	Aug 25, 2023
Transfer Doc	0000333946
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON NY
Property Address	1677 RIDGE RD, CHAMPLAIN, NY 12919-4651
Transaction Type	Mortgage
Record Updated	Apr 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000336949
Date	Apr 10, 2024
Instrument	20240-00336949

Lender

Name	COMMUNITY BANK NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON NY
Recording Date	Oct 4, 2023
Property Address	1677 RIDGE RD, CHAMPLAIN, NY 12919-4651
Document Number	0000333946
Instrument Date	Aug 25, 2023
Instrument	20230-00333946
Transaction Type	Transfer
Record Updated	Oct 31, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1544 PEASLEEVILLE RD, SCHUYLER FALLS, NY 12985-2608

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON NY
Property Address	1677 RIDGE RD, CHAMPLAIN, NY 12919-4651
Document Number	0000304729
Instrument Date	Nov 13, 2019
Transaction Type	Mortgage
Record Updated	Dec 11, 2019
Title Company	HOLCOMBE ABSTRACT, HOLCOMBE ABS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1677 RIDGE RD CHAMPLAIN NY 129194651, CHAMPLAIN, NY 12919-4651

Mortgage

Document Number	0000304729
Date	Nov 26, 2019
Instrument	304729

Lender

Name	COMMUNITY BK NA
Address	OLEAN, NY 14760

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Nov 25, 2024

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLINTON NY
Recording Date	Jul 23, 2019
Property Address	1677 RIDGE RD, CHAMPLAIN, NY 12919-4651
Document Number	0000302128
Instrument Date	Jul 18, 2019
Instrument	302128
Transaction Type	Transfer
Record Updated	Aug 7, 2019
Title Company	CLINTON ABSTRACT, CLINTON ABS

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1677 RIDGE RD CHAMPLAIN NY 129194651, CHAMPLAIN, NY 12919-4651

Tax Assessment & Valuation

Source: Clinton County and Champlain Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Clinton County
County Subdivision	Champlain Town
Unified School District	Northeastern Clinton Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,368.00 (+201.07%)
2025	$1,783.00	$207,500 (+23.88%) Land $28,700 Building $178,800	$207,500 (+23.88%) Land $28,700 Building $178,800
2023		$167,500 (+16%) Land $28,700 Building $138,800	$167,500 (+16%) Land $28,700 Building $138,800
2022		$144,400 Land $20,500 Building $123,900	$144,400 Land $20,500 Building $123,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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