1677 Pearson St, Ferndale, MI 48220 Property Records

Oakland County property record for 1677 Pearson St, Ferndale, MI 48220

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 899 sqft · built 1942
Lot Size	0.143 acres (6,229 sqft)
Owner	Individual Name on File
Last Sale	$295,000 (Jun 2026)
Tax Bill	$5,089 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jun 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`24-25-33-177-007`

Property Details

APN / Parcel Number

Primary APN	`24-25-33-177-007`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	899 sqft Living Area
1st Floor Area	704 sqft
Basement Area	704 sqft
Unfinished Basement	704 sqft

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,229 sqft (0.143 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Garage Area	290 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	88 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	1677 PEARSON ST
City	FERNDALE
State	MI
Zip	48220-3134
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T1N, R11E, SEC 33 LEGGETT FARM SUB LOT 18 BLK L
Legal Range	11E
Legal Township	01N
Legal Section	33
Legal Subdivision	LEGGETT FARM SUB
Legal Block	L
Legal Lot Number	18
Jurisdiction	OAKLAND MI
Township / Civil Division	FERNDALE
Census Block Group	2
Census Block	2005
Census Tract	173300

Owner

1677 Pearson St is owned and occupied by an individual who bought it in June 2026.

Source: Oakland County records, as of June 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1677 PEARSON ST, FERNDALE, MI 48220-3134
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2026	Warranty Deed, Transfer · Conventional Mortgage MICHIGAN SCHOOLS AND GOV'T CREDIT UNION
Jun 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN SCHOOLS AND GOV'T CREDIT UNION
Jun 17, 2026	Warranty Deed, Transfer · Conventional Mortgage MICHIGAN SCHOOLS AND GOV'T CREDIT UNION
Nov 18, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 7, 2018	Warranty Deed, Transfer · Conventional Mortgage MAIN STREET BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2026 · Amount on File
Deed Sale	Jun 17, 2026 · Amount on File
Prior Sale	Nov 18, 2021 · Amount on File
Deed Document Number	202686431
Deed Book / Page	61296 / 845
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jun 17, 2026
Property Address	1677 PEARSON ST, FERNDALE, MI 48220-3134
Document Number	0000086431
Book / Page	61296 / 845
Instrument Date	Jun 8, 2026
Instrument	202686431
Transaction Type	Transfer
Record Updated	Jun 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$223,462.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1677 PEARSON ST, FERNDALE, MI 48220-3134

Mortgage

Document Number	20260084573,
Date	Jun 17, 2026
Instrument	202684573

Lender

Name	MICHIGAN SCHOOLS AND GOV'T CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.63%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Recording Date	Jun 15, 2026
Property Address	1677 PEARSON ST, FERNDALE, MI 48220-3134
Document Number	20260084573
Book / Page	61290 / 437
Instrument Date	Jun 8, 2026
Instrument	202684573
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000084573,
Date	Jun 15, 2026
Book Page	61290/437
Instrument	202684573

Lender

Name	MICHIGAN SCHOOLS AND GOV'T CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.63%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jun 17, 2026
Property Address	1677 PEARSON ST, FERNDALE, MI 48220-3134
Document Number	20260086431
Book / Page	61296 / 845
Instrument Date	Jun 8, 2026
Instrument	202686431
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$223,462.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1677 PEARSON ST, FERNDALE, MI 48220-3134

Mortgage

Document Number	0000084573,
Date	Jun 17, 2026
Instrument	202684573

Lender

Name	MICHIGAN SCHOOLS AND GOV'T CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.63%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Nov 18, 2021
Property Address	1677 PEARSON ST, FERNDALE, MI 48220-3134
Document Number	0000259982
Book / Page	57094 / 575
Map Reference	LB 13 PG 21
Instrument Date	Oct 29, 2021
Instrument	259982
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	EMBASSY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,875.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1677 PEARSON ST, FERNDALE, MI 48220-3134

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1677 PEARSON ST, FERNDALE, MI 48220-3134

Mortgage

Document Number	0057133881
Date	Nov 18, 2021
Instrument	57133/881

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jun 7, 2018
Property Address	1677 PEARSON ST, FERNDALE, MI 48220-3134
Document Number	0000096803
Book / Page	51886 / 00149
Map Reference	LB 13 PG 21
Instrument Date	Jun 1, 2018
Instrument	096803
Transaction Type	Transfer
Record Updated	Jun 29, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,548.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1677 PEARSON ST, 1677, FERNDALE, MI 48220-3134

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1677 PEARSON ST, FERNDALE, MI 48220-3134

Mortgage

Document Number	0000096804
Date	Jun 7, 2018
Instrument	096804

Lender

Name	MAIN STREET BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1677 Pearson St was $5,089 with a homeowner's exemption, down 2.9% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Ferndale City
Unified School District	Ferndale Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,089.00 (-2.94%) Homeowner's exemption	$116,920	$233,840
2024	$5,243.00
2023		$108,130	$216,260
2021	$4,087.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1677 Pearson St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1677 Pearson St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNDALE serves 22,105 people · EPA ID MI0002280
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	May 2021
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Nov 2020
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: WOW Internet, Cable & Phone.

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