16767 Oster Point Rd, Cold Spring, MN 56320 Property Records

Stearns County property record for 16767 Oster Point Rd, Cold Spring, MN 56320 · Last verified August 2026

Property Summary

Property Type	Seasonal / Vacation Home
Details	1 bd · 1 ba · 676 sqft · built 1965
Lot Size	0.106 acres (4,624 sqft)
Owner	Individual Name on File
Last Sale	$20,000 (Dec 2019)
Tax Bill	$1,174 (2026)
Deeds & Mortgages	Dec 2019 Sale
Flood Zone	Zone AE (high risk)
APN	`36-24647-0000`

Property Details

APN / Parcel Number

Primary APN	`36-24647-0000`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	1 Room
Stories	1 Story
Building Area	676 sqft Living Area
Gross Area	468 sqft
1st Floor Area	468 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1965
Effective Year Built	Effective 2010
Architectural Style	Rustic
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	4,624 sqft (0.106 acres)
Lot Dimensions	68 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling System	None
Heating System	Space Heater

Location & Zoning

Street Address	16767 OSTER POINT RD
City	COLD SPRING
State	MN
Zip	56320
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	LOT 004 BLK 001 WENNER'S LAKE SHORE LOTS SECTION 28 TOWNSHIP 123 RANGE 030 SECTION 28 TOWNSHIP 123 RANGE 030
Legal Range	30W
Legal Township	123
Legal Section	28
Legal Subdivision	WENNERS LAKE SHORE LOTS
Legal Block	1
Legal Lot Number	4
Jurisdiction	STEARNS MN
Township / Civil Division	WAKEFIELD
Census Block Group	4
Census Block	4034
Census Tract	11302

Owner

Source: Stearns County records · APN 36-24647-0000

Assessment roll updated July 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	16759 OSTER POINT RD, COLD SPRING, MN 56320-9727
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 03, 2019 · Amount on Record
Deed Sale	Dec 03, 2019 · Amount on Record
Deed Document Number	201942799
Record Updated	Sep 20, 2026

December 2019: Conservator's Deed, Transfer

Document Type	Conservator's Deed
Jurisdiction	STEARNS MN
Recording Date	Dec 03, 2019
Property Address	16767 OSTER POINT RD, COLD SPRING, MN 56320
Document Number	0000T42799
Instrument Date	Nov 07, 2019
Instrument	T42799
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16759 OSTER POINT RD, COLD SPRING, MN 56320-9727

Tax Assessment & Valuation

Source: Stearns County records · Assessment roll updated July 30, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
County Subdivision	Wakefield Township
Unified School District	Rocori Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,174.00 (+180.86%)	$124,900 (-3.55%) Land $36,000 Building $88,900	$124,900 (-3.55%) Land $36,000 Building $88,900
2025		$129,500 (+58.31%) Land $36,000 Building $93,500	$129,500 (+58.31%) Land $36,000 Building $93,500
2023	$418.00	$81,800 Land $32,900 Building $48,900	$81,800 Land $32,900 Building $48,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stearns County (27145C), updated September 29, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271450113024, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	1,094.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 13 individual NFIP policies nearby
Nearby Flood Policies	13 in force 12 of 13 on primary residences
Nearby Flood Claims	6 (1997–2022)
Claims Outside the SFHA	3 of 6
Most Recent Claim	May 2022, other causes, Severe Storms, Straight-line Winds, And Flooding
Flood Events	Severe Flooding, High Winds,severe Storms (Apr 1997), 3 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.