16765 Diggins Rd, Henderson, MD 21640 Property Records

Caroline County property record for 16765 Diggins Rd, Henderson, MD 21640

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,529 sqft · built 1985
Lot Size	7.54 acres (328,442 sqft)
Owner	Individual Name on Record
Last Sale	$259,900 (May 2001)
Tax Bill	$4,550 (2025)
Deeds & Mortgages	Sep 2025 Transfer Mar 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`01-012975`

Property Details

APN / Parcel Number

Primary APN	`01-012975`
Alternative APNs	`1012975` `012975`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,529 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	328,442 sqft (7.54 acres)
Garage Type	Attached
Garage Area	644 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	490 sqft
Patio Area	392 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	012975
Street Address	16765 DIGGINS RD
City	HENDERSON
State	MD
Zip	21640-1402
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	7.54 AC SE/S DIGGINS RD NW OF HENDERSON
Legal Subdivision	HURFF HENRY W LANDS
Jurisdiction	CAROLINE MD
Township / Civil Division	1, HENDERSON
Census Block Group	2
Census Block	2028
Census Tract	955000

Owner

Source: Caroline County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16765 DIGGINS RD, HENDERSON, MD 21640-1402
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2025	Intrafamily Transfer, Transfer
Mar 7, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 9, 2001 · Amount on Record
Deed Sale	May 9, 2001 · Amount on Record
Prior Sale	Oct 31, 1994 · Amount on Record
Deed Document Number	2001397
Deed Book / Page	408 / 845
Last Transfer Date	Aug 12, 2025
Transfer Doc	0017490360
Record Updated	Sep 20, 2026

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CAROLINE MD
Recording Date	Sep 25, 2025
Property Address	16765 DIGGINS RD, HENDERSON, MD 21640-1402
Document Number	0017490360
Book / Page	1749 / 360
Map Reference	FILE 8 PL 560
Instrument Date	Aug 12, 2025
Transaction Type	Transfer
Record Updated	Oct 21, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16765 DIGGINS RD, HENDERSON, MD 21640-1402

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CAROLINE MD
Recording Date	Mar 7, 2023
Property Address	16765 DIGGINS RD, HENDERSON, MD 21640-1402
Document Number	0016180427
Book / Page	1618 / 427
Map Reference	FILE 8 PL 560
Instrument Date	Feb 4, 2023
Transaction Type	Transfer
Record Updated	Mar 22, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16765 DIGGINS RD, HENDERSON, MD 21640-1402

Tax Assessment & Valuation

Source: Caroline County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Caroline County
Unified School District	Caroline County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$445,833 (+8.51%)	$480,800 (-) Land $117,700 Building $363,100
2025	$4,550.00 (+15.37%)	$410,867 (+13.74%)	$480,800 (+27.91%) Land $117,700 Building $363,100
2023	$3,944.00	$361,233	$375,900 Land $94,900 Building $281,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Choptank Fiber Fiber	2,500 / 2,500

May also be available: BridgeMAXX Suncoast Broadband.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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