16764 W Oneida Dr, Lockport, IL 60441 Property Records

Will County property record for 16764 W Oneida Dr, Lockport, IL 60441

Property Summary

Property TypeSingle Family Home
Details1,337 sqft · built 1995
Lot Size0.22 acres (9,456 sqft)
Owner2 Individual Names on File
Last Sale$279,000 (Apr 2020)
Tax Bill$9,990 (2025)
Deeds & MortgagesSep 2019 Mortgage
Apr 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN16-05-30-307-013

Property Details

APN / Parcel Number

Primary APN16-05-30-307-013

Interior

Building Area1,337 sqft Living Area
Basement Area1,295 sqft
Unfinished Basement1,295 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleSplit Level
Lot Area9,456 sqft (0.22 acres)
Garage Area520 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address16764 W ONEIDA DR
CityLOCKPORT
StateIL
Zip60441-4200
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 319 IN ARROWHEAD OF BROKEN ARROW, A RESUB OF LOTS 9, 11 PRT OF 14 IN BROKEN ARROW SEC 30, T36N-R11E.
Legal Range11E
Legal Township36N
Legal Section30
Legal SubdivisionARROWHEAD OF BROKEN ARROW
Legal Lot Number319
JurisdictionWILL IL
Township / Civil DivisionHOMER
Census Block Group4
Census Block4010
Census Tract881009

Owner

16764 W Oneida Dr is owned and occupied by two individuals who bought it in April 2020.

Source: Will County records, as of August 24, 2026

Owner of Record2 Individual Names on File
Mailing Address16764 W ONEIDA DR, LOCKPORT, IL 60441-4200
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 17, 2019Deed of Trust, Mortgage · Commercial Mortgage
TCF NATIONAL BANK
Apr 30, 2020Warranty Deed, Transfer · Conventional with PMI
BAY EQUITY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 30, 2020 · Amount on File
Deed SaleApr 30, 2020 · Amount on File
Prior SaleJul 16, 2014 · Amount on File
Deed Document Number202032651
Prior Transfer DateMar 19, 2005
Prior Transfer Doc0000053825
Record UpdatedOct 29, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILL IL
Property Address16764 W ONEIDA DR, LOCKPORT, IL 60441-4200
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000063525
DateSep 17, 2019
InstrumentR2019063525
Lender
NameTCF NATIONAL BANK
TypeBank
AddressSIOUX FALLS, SD 57106
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term360 Months
DueSep 23, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWILL IL
Recording DateApr 30, 2020
Property Address16764 W ONEIDA DR, LOCKPORT, IL 60441-4200
Document Number0000032651
Instrument DateMar 23, 2020
Instrument32651
Transaction TypeTransfer
Record UpdatedMay 14, 2020
Title CompanyATTORNEY'S TITLE, ATTORNEYS TITLE GUARANTY FUND

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$419.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address16764 W ONEIDA DR LOCKPORT IL 604414200, LOCKPORT, IL 60441-4200

Mortgage

Document Number32652
DateApr 30, 2020
Instrument32652
Lender
NameBAY EQUITY
TypeFunding / Finance Company
AddressCORTE MADERA, CA 94925
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueApr 29, 2050
Interest
Rate TypeFixed Rate
Rate3.25%

Tax Assessment & Valuation

The 2025 property tax bill for 16764 W Oneida Dr was $9,990.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWill County
County SubdivisionHomer Township
MunicipalityLockport City
Elementary School DistrictHomer Community Consolidated School District 33C (PK - 08)
Secondary School DistrictLockport Township High School District 205 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,990.00$126,508 (+7.6%) Land $27,975 Building $98,533$379,524 (+7.6%) Land $83,925 Building $295,599
2024$117,572 Land $25,999 Building $91,573$352,716 Land $77,997 Building $274,719
2022$8,092.00 Homeowner's exemption$92,002 Land $20,375 Building $71,627$276,006 Land $61,125 Building $214,881

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 16764 W Oneida Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 16764 W Oneida Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOCKPORT
serves 23,100 people · EPA ID IL1970500
Water SourceGroundwater
Last State InspectionMay 2025
Lead8 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting40
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
Fiber
1,000 / 1,000
Bertram Communications
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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