16762 Gemstone Dr, Macomb, MI 48042 Property Records

Macomb County property record for 16762 Gemstone Dr, Macomb, MI 48042

Property Summary

Property Type	Condominium
Details	1.5 ba · 1,401 sqft · built 1999
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$196,000 (Oct 2022)
Tax Bill	$4,271 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-08-17-152-081`

Property Details

APN / Parcel Number

Primary APN	`20-08-17-152-081`
Alternative APN	`0817152081`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,401 sqft Living Area
1st Floor Area	1,401 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2000
Architectural Style	Condo/Apartment
Lot Area	43,560 sqft (1 acres)
Garage Area	276 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	16762 GEMSTONE DR
City	MACOMB
State	MI
Zip	48042-3556
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R1
Legal Description	TERRACES AT COBBLESTONE UNIT 81 BLDG 8 MCCP NO. 593
Legal Subdivision	TERRACES AT COBBLESTONE
Legal Unit	81
Jurisdiction	MACOMB MI
Township / Civil Division	MACOMB
Census Block Group	1
Census Block	1008
Census Tract	223902

Owner

Source: Macomb County records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	23 LAZY CREST DR, PONTE VEDRA, FL 32081-6183
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 28, 2022 · Amount on Record
Deed Sale	Oct 28, 2022 · Amount on Record
Prior Sale	Feb 4, 2000 · Amount on Record
Deed Document Number	2022122565
Deed Book / Page	28880 / 5
Last Transfer Date	Nov 8, 2024
Transfer Doc	0000102760
Record Updated	Sep 20, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Oct 28, 2022
Property Address	16762 GEMSTONE DR, MACOMB, MI 48042-3556
Document Number	2200122565
Book / Page	28880 / 5
Map Reference	LB 8309 PG 760-822
Instrument Date	Oct 26, 2022
Instrument	202200122565
Transaction Type	Transfer
Record Updated	Nov 14, 2022
Title Company	RIDGE TITLE AGENCY LLC, IDEAL TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,470.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	44559 BAYVIEW AVE APT 28316, 44559, CLINTON TOWNSHIP, MI 48038-6379

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	23 LAZY CREST DR, PONTE VEDRA, FL 32081-6183

Mortgage

Document Number	2200122566
Date	Oct 28, 2022
Instrument	202200122566

Lender

Name	A&D MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2037

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Macomb Township
Unified School District	Utica Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$114,000 (+30.88%)	$228,000 (+30.88%)
2025	$4,271.00 (+298.04%)
2023		$87,100	$174,200
2022	$1,073.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: T-Mobile, Verizon.

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