1676 Waterview Loop, Haines City, FL 33844 Property Records

Polk County property record for 1676 Waterview Loop, Haines City, FL 33844

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,542 sqft · built 2000
Lot Size	0.189 acres (8,250 sqft)
Owner	2 Individual Names on Record
Last Sale	$397,000 (Jan 2026)
Tax Bill	$5,759 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Nov 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`27-27-20-749020-000390`

Property Details

APN / Parcel Number

Primary APN	`27-27-20-749020-000390`
Alternative APNs	`202727749020000390` `02727000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,542 sqft Living Area
Gross Area	2,102 sqft
1st Floor Area	1,542 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	8,250 sqft (0.189 acres)
Lot Dimensions	111 ft deep x 72 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	440 sqft

Exterior Amenities

Pool Type	Enclosed Pool
Pool Area	264 sqft
Porch	Florida Room
Porch Area	176 sqft

Location & Zoning

Street Address	1676 WATERVIEW LOOP
City	HAINES CITY
State	FL
Zip	33844-2432
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTHERN DUNES ESTATES PHASE ONE PB 105 PG 37 LOT 39
Legal Range	27E
Legal Township	27S
Legal Section	20
Legal Subdivision	SOUTHERN DUNES ESTATES
Legal Phase	1
Legal Tract	749020
Legal Block	1
Legal Lot Number	39
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	1
Census Block	1001
Census Tract	12601

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1676 WATERVIEW LOOP, HAINES CITY, FL 33844-2432
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2026	Correction Deed · Conventional Mortgage CMG MORTGAGE INC
Nov 5, 2019	Warranty Deed, Transfer RBC BK (GEORGIA) NA
Aug 13, 2019	Grant Deed, Subdivision Related Transfer INSPIRED TITLE SERVICES LLC, INSPIRED TITLE SVCS LLC
May 22, 2017	Warranty Deed, Transfer · Conventional Mortgage RBC BK (GEORGIA) NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 13, 2026 · Amount on Record
Deed Sale	Jan 13, 2026 · Amount on Record
Prior Sale	May 30, 2025 · Amount on Record
Deed Document Number	20269387
Deed Book / Page	13844 / 614
Prior Transfer Date	Oct 30, 2019
Prior Transfer Doc	0000235228
Record Updated	Oct 29, 2026

January 2026: Correction Deed

Document Type	Correction Deed
Jurisdiction	POLK FL
Recording Date	Jan 13, 2026
Property Address	1676 WATERVIEW LOOP, HAINES CITY, FL 33844-2432
Document Number	0000009387
Book / Page	13844 / 614
Map Reference	MB 105 PG 37
Instrument Date	Mar 17, 2025
Instrument	2026009387
Record Updated	Jan 28, 2026
Title Company	EQUITABLE TITLE/DR PHILLIPS LL, EQUITABLE TTL OF DR PHILLIPS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9 FLR TRAIL BOBCAYGEONTRAIL, ONTARIO XX

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1676 WATERVIEW LOOP, HAINES CITY, FL 33844-2432

Mortgage

Document Number	0013844624
Date	Jan 13, 2026
Instrument	13844/624

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	351 Months
Due	Apr 1, 2055

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Nov 5, 2019
Property Address	1676 WATERVIEW LOOP, HAINES CITY, FL 33844-2432
Document Number	0110311195
Book / Page	011031 / 001195
Instrument Date	Oct 30, 2019
Instrument	235228
Transaction Type	Transfer
Record Updated	Nov 22, 2019
Title Company	GLOBAL AMERICA TITLE SERVICES, GLOBAL AMERICA TITLE SVCS

Transaction

Amount	Amount Recorded
Tax	$798.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 TINNEY ST

Mortgage

Document Number	110311199
Date	Nov 5, 2019
Book Page	011031/001199
Instrument	235229

Lender

Name	RBC BK (GEORGIA) NA
Type	Bank
Address	RALEIGH, NC 27617

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 4, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.12%

August 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	POLK FL
Recording Date	Aug 13, 2019
Property Address	1676 WATERVIEW LOOP, HAINES CITY, FL 33844-2432
Document Number	0109380865
Book / Page	010938 / 000865
Instrument Date	Aug 9, 2019
Instrument	169685
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 23, 2019
Title Company	INSPIRED TITLE SERVICES LLC, INSPIRED TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Tax	$3,851.40
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3716 VIA MONTE NAPOLENE DR POINCIANA FL 34759, POINCIANA, FL 34759

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	May 22, 2017
Property Address	1676 WATERVIEW LOOP, HAINES CITY, FL 33844-2432
Document Number	0101530173
Book / Page	010153 / 000173
Instrument Date	May 1, 2017
Instrument	96980
Transaction Type	Transfer
Record Updated	Jul 12, 2017
Title Company	ORLANDO TITLE SERVICES LLC, ORLANDO TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,617.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1676 WATERVIEW LOOP HAINES CITY FL 338442432, HAINES CITY, FL 33844-2432

Mortgage

Document Number	101530175
Date	May 22, 2017
Book Page	010153/000175
Instrument	96981

Lender

Name	RBC BK (GEORGIA) NA
Type	Bank
Address	RALEIGH, CA 27617

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 21, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.12%

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Haines City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$314,636 (+7.02%) Land $74,000 Building $240,636	$314,636 (+4.17%) Land $74,000 Building $240,636
2025	$5,759.00 (+3.32%)	$293,989 (-3.31%)	$302,045 (-0.66%) Land $74,000 Building $228,045
2023	$5,574.00 (+10.27%)	$304,060 (+12.15%) Land $72,000 Building $232,060	$304,060 (+12.15%) Land $72,000 Building $232,060
2022	$5,055.00	$271,118 Land $60,000 Building $211,118	$271,118 Land $60,000 Building $211,118

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2022 · Hurricane Nicole

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAINES CITY serves 30,545 people · EPA ID FL6532232
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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