1676 NW 4th St, Bend, OR 97703 Property Records

Deschutes County property record for 1676 NW 4th St, Bend, OR 97703

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,765 sqft · built 1946
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Tax Bill	$4,296 (2025)
Deeds & Mortgages	May 2022 Reverse Mortgage Oct 2019 Reverse Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`171232 BA 04900`

Property Details

APN / Parcel Number

Primary APN	`171232 BA 04900`
Alternative APNs	`R1001171232BA04900` `103490`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,765 sqft Living Area
1st Floor Area	1,765 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Architectural Style	Other
Foundation Type	Concrete
Lot Area	9,148 sqft (0.21 acres)
View / Lot	Average
Garage Type	Mixed
Garage Area	487 sqft
Porch	Porch
Porch Area	136 sqft
Deck Area	285 sqft

Utilities, Heating & Cooling

Heating System	Gas

Location & Zoning

Account Number	103490
Old Parcel Number	R1001171232BA04900
Street Address	1676 NW 4TH ST
City	BEND
State	OR
Zip	97703-1827
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:16,17 BLK:3 SUBD:RIVER TERRACE SEC/TWN/RNG/MER:SEC 32 TWN 17 RNG 12 MAP REF:171232-BA
Legal Range	12E
Legal Township	17S
Legal Section	32
Legal Quarter	NW
Quarter-Quarter Section	NE
Legal Subdivision	RIVER TERRACE
Legal Block	3
Legal Lot Number	16,17 17
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	2
Census Block	2030
Census Tract	1301

Owner

1676 NW 4th St is owned and occupied by an individual who acquired it in May 2012.

Source: Deschutes County records, as of January 12, 2026

Owner of Record	Individual Name on File
Mailing Address	1676 NW 4TH ST, BEND, OR 97703-1827
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 27, 2022	Deed of Trust, Mortgage · Reverse Mortgage INDEPENDENT MORTGAGE CORP
Oct 7, 2019	Deed of Trust, Mortgage · Reverse Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 2, 2019	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 16, 2012
Transfer Doc	0000018600
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	1676 NW 4TH ST, BEND, OR 97703-1827
Transaction Type	Mortgage
Record Updated	Apr 17, 2023
Title Company	WESTERN TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1676 NW 4TH ST, BEND, OR 97703-1827

Mortgage

Document Number	0000021622
Date	May 27, 2022
Instrument	2022-21622

Lender

Name	INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	MADISON, WI 53718

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Change Frequency	Annually
Index	1-Year LIBOR

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	1676 NW 4TH ST, BEND, OR 97703-1827
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038239
Date	Oct 7, 2019
Instrument	2019-38239

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	3.91%
Type Change Date	Nov 1, 2020
Change Frequency	Annually
Index	1-Year LIBOR

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	1676 NW 4TH ST, BEND, OR 97703-1827
Document Number	0000038240
Instrument Date	Oct 2, 2019
Transaction Type	Mortgage
Record Updated	Oct 16, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1676 NW 4TH ST BEND OR 977031827, BEND, OR 97703-1827

Mortgage

Document Number	0000038240
Date	Oct 7, 2019
Instrument	38240

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	984 Months

Interest

Rate Type	Adjustable Rate
Rate	3.91%

Tax Assessment & Valuation

The 2025 property tax bill for 1676 NW 4th St was $4,296, up 3.9% from the year before.

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,296.00 (+3.94%)	$254,280 (+3%)	$963,210 (+6.59%) Land $444,900 Building $518,310
2024	$4,133.00 (+7.88%)	$246,880 (+3%)	$903,700 (-) Land $432,510 Building $471,190
2023	$3,831.00	$239,690	$903,700 Land $432,510 Building $471,190

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1676 NW 4th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1676 NW 4th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vero Fiber Fiber	2,300 / 2,300
TDS Telecom Cable	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: AT&T, T-Mobile, Webformix.

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