1676 NE 54th Trl, Okeechobee, FL 34972 Property Records

Okeechobee County property record for 1676 NE 54th Trl, Okeechobee, FL 34972

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,061 sqft · built 1979
Lot Size	2.53 acres (110,207 sqft)
Owner	Individual Name on File
Last Sale	$79,000 (Jul 1988)
Tax Bill	$1,513 (2025)
Deeds & Mortgages	Feb 2020 Line of Credit Jun 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`1-35-36-35-0010-00000-0010`

Property Details

APN / Parcel Number

Primary APN	`1-35-36-35-0010-00000-0010`

Interior

Full Baths	3 Baths
Building Area	2,061 sqft Heated Area
Gross Area	3,520 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	110,207 sqft (2.53 acres)
Pool Area	480 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1676 NE 54TH TRL
City	OKEECHOBEE
State	FL
Zip	34972-8601
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	R-BAR ESTATES UNIT NO. 1 (PLAT BOOK 5 PAGES 31 & 32) LOT 1
Legal Range	35E
Legal Township	36S
Legal Section	35
Legal Subdivision	BAR ESTATES
Legal Lot Number	1
Legal Unit	1
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	NORTH OKEECHOBEE
Census Block Group	1
Census Block	1027
Census Tract	910101

Owner

1676 NE 54th Trl is owned and occupied by an individual who bought it in July 1988.

Source: Okeechobee County records, as of December 5, 2025

Owner of Record	Individual Name on File
Mailing Address	1676 NE 54TH TRL, OKEECHOBEE, FL 34972-8601
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2020	Deed of Trust, Mortgage · Line of Credit TRUIST BK
Jun 19, 2017	Deed of Trust, Mortgage · Line of Credit CENTER ST BK/FL NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 1988 · Amount on File
Deed Sale	Jul 1, 1988 · Amount on File
Deed Document Number	0002961967
Record Updated	Jun 8, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	1676 NE 54TH TRL, OKEECHOBEE, FL 34972-8601
Document Number	0000001605
Instrument Date	Feb 4, 2020
Transaction Type	Mortgage
Record Updated	Mar 12, 2020
Title Company	TITLE365 - OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1676 NE 54TH TRL OKEECHOBEE FL 349728601, OKEECHOBEE, FL 34972-8601

Mortgage

Document Number	0000001605
Date	Feb 13, 2020
Instrument	1605

Lender

Name	TRUIST BK
Address	ORLANDO, FL 32809

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 12, 2050

Interest

Rate Type	Adjustable Rate

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	1676 NE 54TH TRL, OKEECHOBEE, FL 34972-8601
Document Number	0007921958
Book / Page	000792 / 001958
Instrument Date	Jun 19, 2017
Transaction Type	Mortgage
Record Updated	Aug 1, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1676 NE 54TH TRL OKEECHOBEE FL 349728601, OKEECHOBEE, FL 34972-8601

Mortgage

Document Number	0007921958
Date	Jul 5, 2017
Book Page	000792/001958
Instrument	6776

Lender

Name	CENTER ST BK/FL NA
Type	Bank
Address	OKEECHOBEE, FL 34974

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jul 4, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1676 NE 54th Trl was $1,513 with a homeowner's exemption.

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,513.00 Homeowner's exemption	$151,012	$394,878 Land $144,850 Building $250,028
2023	$2,064.00 (+8.23%) Homeowner's exemption	$142,482 (+3%)	$337,699 (+15.88%) Land $103,900 Building $233,799
2022	$1,907.00 Homeowner's exemption	$138,332	$291,413 Land $91,780 Building $199,633

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1676 NE 54th Trl in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 53 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	53 in force
Nearby Flood Claims	8 (2004–2024)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Wilma, Oct 2005 · 2 claims Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1676 NE 54th Trl is moderate, ranking above 67% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 45% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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