Charleston County property record for 1676 Banning St, Mount Pleasant, SC 29466
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,955 sqft · built 2021 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $925,890 (Apr 2022) |
| Tax Bill | $3,354 (2025) |
| Deeds & Mortgages | Aug 2025 Second Mortgage Jun 2022 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 596-15-00-144 |
| Primary APN | 596-15-00-144 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,955 sqft Living Area |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Mobile Home |
| Lot Area | 6,970 sqft (0.16 acres) |
| Garage Type | Detached |
| Heating System | Heat Pump |
|---|
| Street Address | 1676 BANNING ST |
|---|---|
| City | MOUNT PLEASANT |
| State | SC |
| Zip | 29466-7576 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MAPPLATB L22 MAPPLATP 0410 SUBDIVISIONNAME CAROLINA PARK PHASE 10A LOT 942 |
| Legal Subdivision | CAROLINA PARK |
| Legal Phase | 10A |
| Legal Lot Number | 942 |
| Jurisdiction | CHARLESTON SC |
| Township / Civil Division | MOUNT PLEASANT |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 4617 |
Source: Charleston County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1676 BANNING ST, MOUNT PLEASANT, SC 29466-7576 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 13, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DEEPHAVEN MORTGAGE LLC |
| Jun 14, 2022 | Deed of Trust, Mortgage · Conventional Mortgage NEXERA HOLDING LLC |
| Apr 11, 2022 | Limited Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 11, 2022 · Amount on Record |
| Deed Sale | Apr 11, 2022 · Amount on Record |
| Prior Sale | Jan 27, 2022 · Amount on Record |
| Deed Book / Page | 1099 / 323 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 1676 BANNING ST, MOUNT PLEASANT, SC 29466-7576 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0013300992 |
|---|---|
| Date | Aug 13, 2025 |
| Book Page | 1330/992 |
| Name | DEEPHAVEN MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28277 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 1676 BANNING ST, MOUNT PLEASANT, SC 29466-7576 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0011160748 |
|---|---|
| Date | Jun 14, 2022 |
| Book Page | 1116/748 |
| Name | NEXERA HOLDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | EMERYVILLE, CA 94608 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2052 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Apr 11, 2022 |
| Property Address | 1676 BANNING ST, MOUNT PLEASANT, SC 29466-7576 |
| Document Number | 0010990323 |
| Book / Page | 1099 / 323 |
| Map Reference | MB L18 PG 0397-0399 |
| Instrument Date | Feb 22, 2022 |
| Transaction Type | Transfer |
| Record Updated | Feb 26, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,407.60 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1676 BANNING ST, MOUNT PLEASANT, SC 29466-7576 |
Source: Charleston County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Charleston County |
| Municipality | Mount Pleasant Town |
| Unified School District | Charleston County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,354.00 (-77.25%) | $885,500 (+2,147.46%) Land $242,900 Building $642,600 | $885,500 (+48.82%) Land $242,900 Building $642,600 |
| 2024 | $14,746.00 (+78.59%) | $39,400 (+10.58%) | |
| 2022 | $8,257.00 | $35,630 | $595,000 (-39.59%) Land $170,000 Building $425,000 |
| 2020 | $985,000 Land $200,000 Building $785,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 996 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1,036 units insured incl. 40 condo units |
| Nearby Flood Claims | 9 (2015–2024) |
| Claims Outside the SFHA | 6 of 9 |
| Most Recent Claim | Aug 2024 · Hurricane Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002 |
|---|---|
| Water Source | Purchased surface water from CHARLESTON WATER SYSTEM |
| Last State Inspection | Dec 2022 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
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