1675 Valley Ct, Lenoir, NC 28645 Property Records

Caldwell County property record for 1675 Valley Ct, Lenoir, NC 28645

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,276 sqft · built 1997
Lot Size	1.04 acres (45,302 sqft)
Owner	2 Individual Names on Record
Last Sale	$380,000 (Feb 2021)
Tax Bill	$2,751 (2026)
Deeds & Mortgages	Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14 40 1 14`

Property Details

APN / Parcel Number

Primary APN	`14 40 1 14`
Alternative APN	`170565`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,276 sqft Heated Area
Gross Area	5,620 sqft
1st Floor Area	1,344 sqft
Upper Floors Area	672 sqft
Attic	Attic
Attic Area	384 sqft
Basement Area	1,344 sqft
Finished Basement	1,286 sqft
Unfinished Basement	58 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	45,302 sqft (1.04 acres)
Garage Type	Finished
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	644 sqft
Deck Area	200 sqft
Patio Area	560 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	170565
Street Address	1675 VALLEY CT
City	LENOIR
State	NC
Zip	28645-7230
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 2011 PG 66 YR 2021 ST 760.00
Legal Subdivision	YADKIN OVERLOOK SUBDIVISION
Jurisdiction	CALDWELL NC
Township / Civil Division	YADKIN VALLEY
Census Block Group	3
Census Block	3007
Census Tract	31100

Owner

Source: Caldwell County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1675 VALLEY CT, LENOIR, NC 28645-7230
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 2, 2021 · Amount on Record
Deed Sale	Feb 2, 2021 · Amount on Record
Deed Document Number	202110053235
Deed Book / Page	2011 / 66
Record Updated	Oct 29, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Feb 2, 2021
Property Address	1675 VALLEY CT, LENOIR, NC 28645-7230
Document Number	0020110066
Book / Page	2011 / 66
Instrument Date	Jan 29, 2021
Instrument	10053235
Transaction Type	Transfer
Record Updated	Jul 27, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$760.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8835 ASHTON CT, KNOXVILLE, TN 37923-6000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1675 VALLEY CT, LENOIR, NC 28645-7230

Mortgage

Document Number	0020110070
Date	Feb 2, 2021
Book Page	2011/70
Instrument	10053237

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company
Address	SOUTH PORTLAND, ME 04106

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,751.00 (-21.65%)	$465,100 (-) Land $20,300 Building $444,800
2025	$3,511.00 (+70.11%)	$465,100 (+67.42%) Land $20,300 Building $444,800	$465,100 (+67.42%) Land $20,300 Building $444,800
2023		$277,800 (-) Land $20,300 Building $257,500	$277,800 (-) Land $20,300 Building $257,500
2022	$2,064.00	$277,800 Land $20,300 Building $257,500	$277,800 Land $20,300 Building $257,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 65% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Carolina West Wireless Fixed Wireless	25 / 3

May also be available: Spectrum.

Cell Coverage

5G and 4G LTE (outdoors only)

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