1675 Picadilly Dr, Troy, MI 48084 Property Records

Oakland County property record for 1675 Picadilly Dr, Troy, MI 48084

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 3,885 sqft · built 1994
Lot Size	0.73 acres (31,799 sqft)
Owner	Company Name on Record
Last Sale	$790,000 (Aug 2019)
Tax Bill	$13,032 (2025)
Deeds & Mortgages	May 2021 Line of Credit Jan 2020 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`88-20-20-327-029`

Property Details

APN / Parcel Number

Primary APN	`88-20-20-327-029`
Alternative APN	`2020327029`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	16 Plumbing Fixtures
Stories	2 Stories
Building Area	3,885 sqft Living Area
1st Floor Area	2,028 sqft
Basement Area	2,017 sqft
Unfinished Basement	2,028 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Brick
Roof Type	Hip
Lot Area	31,799 sqft (0.73 acres)
Lot Dimensions	155 ft deep x 205 ft wide
Garage Area	834 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	800 sqft
Porch	Slab
Porch Area	40 sqft
Deck Area	470 sqft
Patio Area	470 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	1675 PICADILLY DR
City	TROY
State	MI
Zip	48084-1499
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	T2N, R11E, SEC 20 SOMERSET NORTH SUB LOTS 118 & 119 4-21-95 FR 001 & 002
Legal Range	11E
Legal Township	2N
Legal Section	20
Legal Subdivision	SOMERSET NORTH SUB
Jurisdiction	OAKLAND MI
Township / Civil Division	TROY
Census Block Group	1
Census Block	1008
Census Tract	196800

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1675 PICADILLY DR, TROY, MI 48084-1499
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 5, 2021	Deed of Trust, Mortgage · Line of Credit THE STATE BANK
Jan 14, 2020	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Feb 12, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage STAUNTON FINANCIAL INC
Feb 12, 2021	Intrafamily Transfer, Transfer
Aug 23, 2019	Quit Claim Deed, Transfer OTHER
Aug 20, 2019	Warranty Deed, Transfer · Conventional Mortgage PNC BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2019 · Amount on Record
Deed Sale	Aug 20, 2019 · Amount on Record
Deed Document Number	2019133956
Deed Book / Page	53153 / 540
Last Transfer Date	Jan 27, 2021
Transfer Doc	0000039599
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	1675 PICADILLY DR, TROY, MI 48084-1499
Transaction Type	Mortgage
Record Updated	May 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000119614
Date	May 5, 2021
Book Page	56191/524
Instrument	119614

Lender

Name	THE STATE BANK
Type	Bank
Address	FENTON, MI 48430

Agreement

Type	Line of Credit
Amount	Amount Recorded

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	1675 PICADILLY DR, TROY, MI 48084-1499
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008408
Date	Jan 14, 2020
Book Page	53698/00292
Instrument	08408

Lender

Name	PNC BANK NA
Type	Bank
Address	FRASER, MI 48026

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OAKLAND MI
Recording Date	Feb 12, 2021
Property Address	1675 PICADILLY DR, TROY, MI 48084-1499
Document Number	0000039599
Book / Page	55688 / 542
Map Reference	LB 213 PG 35-38
Instrument Date	Jan 27, 2021
Instrument	39599
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1675 PICADILLY DR, TROY, MI 48084-1499

Mortgage

Document Number	0055688544
Date	Feb 12, 2021
Instrument	55688/544

Lender

Name	STAUNTON FINANCIAL INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Feb 1, 2036
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.87%
Index	Other
Max Rate	7.87%

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OAKLAND MI
Recording Date	Feb 12, 2021
Property Address	1675 PICADILLY DR, TROY, MI 48084-1499
Document Number	0000039600
Book / Page	55688 / 559
Map Reference	LB 213 PG 35-38
Instrument Date	Jan 27, 2021
Instrument	39600
Transaction Type	Transfer
Record Updated	Jun 29, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1675 PICADILLY DR, TROY, MI 48084-1499

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAKLAND MI
Recording Date	Aug 23, 2019
Property Address	1675 PICADILLY DR, TROY, MI 48084-1499
Document Number	0000136634
Book / Page	053169 / 000468
Instrument Date	Aug 12, 2019
Instrument	136634
Transaction Type	Transfer
Record Updated	Sep 16, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1675 PICADILLY DR TROY MI 480841499, TROY, MI 48084-1499

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Aug 20, 2019
Property Address	1675 PICADILLY DR, TROY, MI 48084-1499
Document Number	0000133956
Book / Page	53153 / 00540
Map Reference	LB 213 PG 35-38
Instrument Date	Aug 12, 2019
Instrument	133956
Transaction Type	Transfer
Record Updated	Jun 29, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,794.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1675 PICADILLY DR, 1675, TROY, MI 48084-1499

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1675 PICADILLY DR, TROY, MI 48084-1499

Mortgage

Document Number	5315300542
Date	Aug 20, 2019
Instrument	53153/00542

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2039

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Troy City
Unified School District	Troy School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,032.00 (-4.18%)
2023			$815,020
2022	$13,601.00	$407,510

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Most Recent Claim	Aug 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY serves 85,854 people · EPA ID MI0006690
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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