1675 Harness Rd, Festus, MO 63028 Property Records

Jefferson County property record for 1675 Harness Rd, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,696 sqft · built 1948
Lot Size	4 acres (174,240 sqft)
Owner	2 Individual Names on Record
Last Sale	$257,800 (Aug 2021)
Tax Bill	$1,198 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Sep 2020 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`22-2.1-04.0-0-000-076.01`

Property Details

APN / Parcel Number

Primary APN	`22-2.1-04.0-0-000-076.01`
Alternative APN	`2221040 07601`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	3,196 sqft Living Area
1st Floor Area	1,696 sqft
Basement Area	1,696 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	174,240 sqft

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	262 sqft
Patio Area	424 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	1675 HARNESS RD
City	FESTUS
State	MO
Zip	63028-5431
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Description	PROSPERITY HILLS LOT 1
Legal Range	6E
Legal Township	39N
Legal Section	04
Legal Subdivision	PROSPERITY HILLS
Legal Block	3
Legal Lot Number	1
Jurisdiction	JEFFERSON MO
Township / Civil Division	PLATTIN
Census Block Group	3
Census Block	3030
Census Tract	701404

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1675 HARNESS RD, FESTUS, MO 63028-5431
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2021	Warranty Deed, Transfer · Conventional Mortgage BANK OF WASHINGTON
Sep 16, 2020	Deed of Trust, Mortgage · Line of Credit FIRST ST CMNTY BK
Sep 20, 2018	Warranty Deed, Transfer FREEDOM TITLE
Feb 21, 2018	Warranty Deed, Transfer UNITED WHOLESALE MTG
Feb 21, 2018	Affidavit of Death, Transfer CONTINENTAL TITLE HOLDING COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2021 · Amount on Record
Deed Sale	Aug 12, 2021 · Amount on Record
Prior Sale	Feb 21, 2018 · Amount on Record
Deed Document Number	202135195
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Aug 12, 2021
Property Address	1675 HARNESS RD, FESTUS, MO 63028-5431
Document Number	2021R035195
Map Reference	MB 153 PG 7B
Instrument Date	Aug 5, 2021
Instrument	2021R-035195
Transaction Type	Transfer
Record Updated	Aug 26, 2021
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1617 YELLOW ROCK RD, 1617, DE SOTO, MO 63020-4304

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1675 HARNESSRO AD, FESTUS, MO 63028-5431

Mortgage

Document Number	2021R035196
Date	Aug 12, 2021
Instrument	2021R-035196

Lender

Name	BANK OF WASHINGTON
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1675 HARNESS RD, FESTUS, MO 63028-5431
Document Number	0000036765
Instrument Date	Sep 16, 2020
Transaction Type	Mortgage
Record Updated	Nov 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1675 HARNESS RD FESTUS MO 630285431, FESTUS, MO 63028-5431

Mortgage

Document Number	0000036765
Date	Oct 1, 2020
Instrument	36765

Lender

Name	FIRST ST CMNTY BK
Type	Bank
Address	DE SOTO, MO 63020

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Sep 20, 2018
Property Address	1675 HARNESS RD, FESTUS, MO 63028-5431
Document Number	0000028686
Instrument Date	Aug 22, 2018
Instrument	28686
Transaction Type	Transfer
Record Updated	Sep 26, 2018
Title Company	FREEDOM TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1387 HARNESS RD FESTUS MO 630285434, FESTUS, MO 63028-5434

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Feb 21, 2018
Property Address	1675 HARNESS RD, FESTUS, MO 63028-5431
Document Number	0000005281
Instrument Date	Feb 16, 2018
Instrument	5281
Transaction Type	Transfer
Record Updated	Mar 1, 2018
Title Company	CONTINENTAL TITLE HOLDING COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1675 HARNESS RD FESTUS MO 630285431, FESTUS, MO 63028-5431

Mortgage

Document Number	5282
Date	Feb 21, 2018
Instrument	5282

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 20, 2048

February 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	JEFFERSON MO
Recording Date	Feb 21, 2018
Property Address	1675 HARNESS RD, FESTUS, MO 63028-5431
Document Number	0000005280
Instrument Date	Feb 16, 2018
Instrument	5280
Transaction Type	Transfer
Record Updated	Mar 1, 2018
Title Company	CONTINENTAL TITLE HOLDING COMPANY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1116 STAR ST PERRYVILLE MO 637751571, PERRYVILLE, MO 63775-1571

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Elementary School District	Jefferson County R-VII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$20,100 (-) Land $3,200 Building $16,900	$106,000 (-) Land $17,000 Building $89,000
2025	$1,198.00 (+0.84%)	$20,100 (+8.06%) Land $3,200 Building $16,900
2024			$106,000 (+8.05%) Land $17,000 Building $89,000
2023	$1,188.00	$18,600 Land $3,200 Building $15,400	$98,100 Land $17,000 Building $81,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2015–2019)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jun 2019 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2019 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 12 serves 3,300 people · EPA ID MO6024304
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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