1675 Frames Branch Rd, Clay City, KY 40312 Property Records

Powell County property record for 1675 Frames Branch Rd, Clay City, KY 40312 · Last verified March 2026

Property Summary

Property Type	Mobile Home
Details	1,008 sqft
Owner	Individual Name on File
Tax Bill	$168 (2025)
Deeds & Mortgages	Dec 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`011-00-00-006.05`

Property Details

APN / Parcel Number

Primary APN	`011-00-00-006.05`
Alternative APNs	`011-00-00-006.05M01` `25651214` `25651210` `110677` `98465`

Interior

Building Area	1,008 sqft Living Area

Exterior

Architectural Style	Mobile/Manufactured

Location & Zoning

Account Number	110677
Street Address	1675 FRAMES BRANCH RD
City	CLAY CITY
State	KY
Zip	40312-9419
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	1997 FLEE ( 28 X 60 )- FRAM
Jurisdiction	POWELL KY
Township / Civil Division	CLAY CITY
Census Block Group	2
Census Block	2038
Census Tract	970202

Owner

Source: Powell County records · APN 011-00-00-006.05

Assessment roll updated April 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1675 FRAMES BRANCH RD, CLAY CITY, KY 40312-9419
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Jun 08, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POWELL KY
Property Address	1675 FRAMES BRANCH RD, CLAY CITY, KY 40312-9419
Transaction Type	Mortgage
Record Updated	Feb 28, 2023
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG270/865
Date	Dec 04, 2018
Book Page	MTG 270/865
Instrument	168070

Lender

Name	COMMUNITY TRUST BANK INC
Type	Bank
Address	PIKEVILLE, KY 41502

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2048

Interest

Rate Type	Adjustable Rate
Rate	6.87%
Type Change Date	Dec 01, 2025
Change Frequency	Annually
Min Rate At Change	5.37%
Max Rate At Change	8.87%
Index	1-Year CMT
Max Rate	12.8%

Tax Assessment & Valuation

Source: Powell County records · Assessment roll updated April 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Powell County
Unified School District	Powell County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$168.00 (-13.4%)	$45,000 (-33.42%)	$45,000 (-33.42%)
2023	$194.00	$67,587	$67,587

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Powell County (21197C), updated February 17, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211979702022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	7 in force

Wildfire

Wildfire Risk	Low above 37% of the US · above 68% of Kentucky
Wildfire Likelihood	About 1 in 2,083 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 25 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.