Steele County property record for 1675 E School St, Owatonna, MN 55060
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 6,473 sqft · built 2019 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $11,106 (2026) |
| Deeds & Mortgages | Nov 2018 Mortgage Jul 2019 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-646-0201 |
| Primary APN | 17-646-0201 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Total Rooms | 10 Rooms |
| Building Area | 6,473 sqft Building Perimeter |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Roof Type | Gable |
| Lot Area | 130,680 sqft (3 acres) |
| Garage Type | Attached |
| Garage Area | 1,165 sqft |
| Heating System | Solar |
|---|
| Street Address | 1675 E SCHOOL ST |
|---|---|
| City | OWATONNA |
| State | MN |
| Zip | 55060-3296 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLK 2 LOT 1 POOLE ADDITION |
| Legal Section | TW |
| Legal Subdivision | POOLE ADDITION |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | STEELE MN |
| Township / Civil Division | OWATONNA |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 960200 |
1675 E School St is owned and occupied by two individuals.
Source: Steele County records, as of October 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1675 E SCHOOL ST, OWATONNA, MN 55060-3296 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 5, 2018 | Deed of Trust, Mortgage · Conventional Mortgage HOME FSB |
| Jul 12, 2019 | Deed of Trust, Mortgage · Construction Mortgage HOME FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEELE MN |
| Property Address | 1675 E SCHOOL ST, OWATONNA, MN 55060-3296 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | A000420958 |
|---|---|
| Date | Nov 5, 2018 |
| Instrument | A000420958 |
| Name | HOME FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 24 Months |
| Due | Oct 25, 2020 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEELE MN |
| Property Address | 1675 E SCHOOL ST, OWATONNA, MN 55060-3296 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | A000424474 |
|---|---|
| Date | Jul 12, 2019 |
| Instrument | A000424474 |
| Name | HOME FSB |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jul 11, 2020 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 1675 E School St was $11,106 with a homeowner's exemption.
Source: Steele County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Steele County |
| Municipality | Owatonna City |
| Unified School District | Owatonna Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,106.00 Homeowner's exemption | $725,200 (+3.84%) Land $94,500 Building $630,700 | $725,200 (+3.84%) Land $94,500 Building $630,700 |
| 2025 | $698,400 Land $94,500 Building $603,900 | $698,400 Land $94,500 Building $603,900 | |
| 2023 | $11,286.00 Homeowner's exemption | $696,000 Land $90,000 Building $606,000 | $696,000 Land $90,000 Building $606,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1675 E School St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective November 11, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Aug 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1675 E School St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 82% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Owatonna serves 26,430 people · EPA ID MN1740007 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| Midco Fixed Wireless | 100 / 20 |
May also be available: Minnesota WiFi.
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