1675 40th Ave, Vero Beach, FL 32960 Property Records

Indian River County property record for 1675 40th Ave, Vero Beach, FL 32960

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 948 sqft · built 1972
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on Record
Last Sale	$122,500 (Oct 2020)
Tax Bill	$2,391 (2025)
Deeds & Mortgages	Nov 2025 Second Mortgage Oct 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`33-39-03-00034-0000-00009.0`

Property Details

APN / Parcel Number

Primary APN	`33-39-03-00034-0000-00009.0`
Alternative APN	`68740`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	948 sqft Living Area
Gross Area	1,200 sqft
1st Floor Area	948 sqft
Flooring	Terrazzo
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Custom Design
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Other
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	132 ft deep x 85 ft wide
View / Lot	Interior
Garage Type	Attached
Garage Area	252 sqft
Driveway	Concrete Driveway
Driveway Area	470 sqft
Porch	Open Porch
Porch Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1675 40TH AVE
City	VERO BEACH
State	FL
Zip	32960-2546
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	ROSEWOOD SCHOOL SUBDIVISION LOT 9 & N 5 FT OF LOT 10 PBI 8-49
Legal Range	39E
Legal Township	33S
Legal Section	03
Legal Subdivision	ROSEWOOD SCHOOL SUBDIVISION
Legal Lot Number	9
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	4
Census Block	4012
Census Tract	50101

Owner

Source: Indian River County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1675 40TH AVE, VERO BEACH, FL 32960-2546
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Oct 12, 2020	Deed, Transfer · FHA Mortgage SOUTH STATE BANK
Mar 20, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 12, 2020 · Amount on Record
Deed Sale	Oct 12, 2020 · Amount on Record
Prior Sale	Apr 30, 2004 · Amount on Record
Deed Document Number	202061065
Deed Book / Page	3346 / 2165
Prior Transfer Date	Mar 16, 2018
Prior Transfer Doc	0031010115
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	1675 40TH AVE, VERO BEACH, FL 32960-2546
Transaction Type	Mortgage
Record Updated	Dec 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1675 40TH AVE, VERO BEACH, FL 32960-2546

Mortgage

Document Number	0038180015
Date	Nov 12, 2025
Book Page	3818/15
Instrument	3120250055961

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2045

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Oct 12, 2020
Property Address	1675 40TH AVE, VERO BEACH, FL 32960-2546
Document Number	0033462165
Book / Page	3346 / 2165
Map Reference	MB 8 PG 49
Instrument Date	Oct 9, 2020
Instrument	3120200061065
Transaction Type	Transfer
Record Updated	Dec 6, 2021
Title Company	FIRST INTERNATIONAL TTL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$857.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	330 SE 5TH CT, 330, POMPANO BEACH, FL 33060-8465

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1675 40TH AVE, VERO BEACH, FL 32960-2546

Mortgage

Document Number	33462167
Date	Oct 12, 2020
Instrument	3346/2167

Lender

Name	SOUTH STATE BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Mar 20, 2018
Property Address	1675 40TH AVE, VERO BEACH, FL 32960-2546
Document Number	0031010115
Book / Page	003101 / 000115
Instrument Date	Mar 16, 2018
Instrument	16363
Transaction Type	Transfer
Record Updated	Apr 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	330 SE 5TH CT POMPANO BEACH FL 330608465, POMPANO BEACH, FL 33060-8465

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Municipality	Vero Beach City
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,391.00 (+24.86%)	$143,371 (+19.34%) Land $65,675 Building $77,696	$143,371 (+19.34%) Land $65,675 Building $77,696
2023	$1,915.00 (+10.5%)	$120,141 (+14.27%) Land $45,608 Building $74,533	$120,141 (+14.27%) Land $45,608 Building $74,533
2022	$1,733.00	$105,137 Land $43,784 Building $61,353	$105,137 Land $43,784 Building $61,353

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VERO BEACH serves 37,308 people · EPA ID FL3310206
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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