16749 Vista Summit, Ramona, CA 92065 Property Records

San Diego County property record for 16749 Vista Summit, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,797 sqft · built 1997
Lot Size	0.301 acres (13,103 sqft)
Owner	2 Individual Names on File
Last Sale	$585,000 (Nov 2013)
Tax Bill	$8,554 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Apr 2019 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`278-492-30-00`

Property Details

APN / Parcel Number

Primary APN	`278-492-30-00`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	2,797 sqft Living Area

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Lot Area	13,103 sqft (0.301 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	16749 VISTA SMT
City	RAMONA
State	CA
Zip	92065-6850
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 198 TR 012754
Legal Subdivision	COUNTY/SAN DIEGO 4626-3
Legal Tract	012754
Legal Block	2
Legal Lot Number	198
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2001
Census Tract	17021

Owner

16749 Vista Summit is owned and occupied by two individuals who acquired it in May 2020.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	16749 VISTA SMT, RAMONA, CA 92065-6850
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage AMERISAVE MORTGAGE CORP
Apr 3, 2019	Quit Claim Deed, Transfer TICOR TITLE COMPANY/CA, TICOR TITLE CO/CA
Feb 28, 2019	Correction Deed TICOR TITLE COMPANY/CA, TICOR TITLE CO/CA
Feb 22, 2018	Quit Claim Deed, Transfer TICOR TITLE COMPANY/CA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2013 · Amount on File
Deed Sale	Nov 5, 2013 · Amount on File
Prior Sale	Sep 4, 2003 · Amount on File
Deed Document Number	2013660318
Last Transfer Date	May 20, 2020
Transfer Doc	0000438992
Record Updated	Oct 29, 2026

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 6, 2020
Property Address	16749 VISTA SMT, RAMONA, CA 92065-6850
Document Number	0000438992
Map Reference	MAP 12754
Instrument Date	May 20, 2020
Instrument	2020-0438992
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	SOLIDIFI TITLE AND CLOSING

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	16749 VISTA SMT, RAMONA, CA 92065-6850

Mortgage

Document Number	0000438993
Date	Aug 6, 2020
Instrument	2020-0438993

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	238 Months
Due	Jun 1, 2040

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 3, 2019
Property Address	16749 VISTA SMT, RAMONA, CA 92065-6850
Document Number	0000118550
Instrument Date	Feb 22, 2019
Instrument	118550
Transaction Type	Transfer
Record Updated	Apr 11, 2019
Title Company	TICOR TITLE COMPANY/CA, TICOR TITLE CO/CA

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	16749 VISTA SUMMIT DR RAMONA CA 92065, RAMONA, CA 92065

February 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 28, 2019
Property Address	16749 VISTA SMT, RAMONA, CA 92065-6850
Document Number	0000072999
Instrument Date	Feb 13, 2019
Instrument	72999
Record Updated	Mar 7, 2019
Title Company	TICOR TITLE COMPANY/CA, TICOR TITLE CO/CA

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	16749 VISTA SMT RAMONA CA 920656850, RAMONA, CA 92065-6850

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 22, 2018
Property Address	16749 VISTA SMT, RAMONA, CA 92065-6850
Document Number	0000071074
Instrument Date	Jan 26, 2018
Instrument	71074
Transaction Type	Transfer
Record Updated	Mar 1, 2018
Title Company	TICOR TITLE COMPANY/CA

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4226 CALEDONIA DR SAN DIEGO CA 921113612, SAN DIEGO, CA 92111-3612

Tax Assessment & Valuation

The 2025 property tax bill for 16749 Vista Summit was $8,554 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$731,461 (+2%) Land $224,505 Building $506,956
2025	$8,554.00 Homeowner's exemption	$717,119 Land $220,103 Building $497,016
2023	$8,050.00 (-0.98%) Homeowner's exemption	$689,274 Land $211,557 Building $477,717
2022	$8,130.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 16749 Vista Summit in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1998)
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16749 Vista Summit is high, ranking above 86% of the US, with a 0.9% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 86% of the US · above 66% of California
Wildfire Likelihood	0.9% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: San Diego Broadband.

Nearby Properties on Vista Summit

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures