16748 Midsummer Ln, Spring Hill, FL 34610 Property Records

Pasco County property record for 16748 Midsummer Ln, Spring Hill, FL 34610

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,490 sqft · built 2005
Lot Size	0.225 acres (9,795 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Dec 2020)
Tax Bill	$4,624 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-25-18-0050-00000-0480`

Property Details

APN / Parcel Number

Primary APN	`06-25-18-0050-00000-0480`
Alternative APNs	`1825060050000000480` `0910907`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,490 sqft Living Area
Gross Area	3,099 sqft
1st Floor Area	2,181 sqft
Upper Floors Area	309 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,795 sqft (0.225 acres)
Garage Type	Attached
Garage Area	609 sqft
Driveway	Concrete Driveway
Driveway Area	850 sqft
Parking Spaces	2 Parking Spaces
Pool Area	362 sqft
Porch	Open Porch
Porch Area	250 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	16748 MIDSUMMER LN
City	SPRING HILL
State	FL
Zip	34610-9016
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MPUD
Legal Description	QUAIL RIDGE PARCEL G PB 52 PG 055 LOT 48
Legal Range	18E
Legal Township	25S
Legal Section	06
Legal Subdivision	QUAIL RIDGE
Legal Tract	50
Legal Lot Number	48
Jurisdiction	PASCO FL
Township / Civil Division	PORT RICHEY
Census Block Group	1
Census Block	1024
Census Tract	31809

Owner

Source: Pasco County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16748 MIDSUMMER LN, SPRING HILL, FL 34610-9016
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Dec 28, 2020	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 2020 · Amount on Record
Deed Sale	Dec 28, 2020 · Amount on Record
Prior Sale	Nov 1, 2005 · Amount on Record
Deed Document Number	2020221353
Deed Book / Page	10245 / 2444
Prior Transfer Date	Dec 23, 2020
Prior Transfer Doc	0102452444
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	16748 MIDSUMMER LN, SPRING HILL, FL 34610-9016
Transaction Type	Mortgage
Record Updated	Aug 1, 2022
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16748 MIDSUMMER LN, SPRING HILL, FL 34610-9016

Mortgage

Document Number	0104321386
Date	Sep 7, 2021
Book Page	10432/1386
Instrument	2021189862

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Aug 28, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Dec 28, 2020
Property Address	16748 MIDSUMMER LN, SPRING HILL, FL 34610-9016
Document Number	0102452444
Book / Page	10245 / 2444
Map Reference	MB 52 PG 55-58
Instrument Date	Dec 23, 2020
Instrument	2020221353
Transaction Type	Transfer
Record Updated	Aug 1, 2022
Title Company	LEGAL TITLE EXCHANGE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,750.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16748 MIDSUMMER LN, SPRING HILL, FL 34610-9016

Mortgage

Document Number	0102452445
Date	Dec 28, 2020
Instrument	10245/2445

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2041

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$312,480 (+2.9%)	$417,928 (-0.45%) Land $64,644 Building $353,284
2025	$4,624.00 (+2.46%) Homeowner's exemption	$303,680 (+18.15%) Land $64,644 Building $239,036	$419,825 (+13.56%) Land $64,644 Building $355,181
2024	$4,513.00 (+17.25%)
2023	$3,849.00 (+11.37%) Additional exemption filed	$257,040 (+3%) Land $50,344 Building $206,696	$369,696 (+17.31%) Land $50,344 Building $319,352
2022	$3,456.00 Homeowner's exemption	$249,560 Land $42,349 Building $207,211	$315,142 Land $42,349 Building $272,793

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 43 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	43 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 58% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Midsummer Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures