16746 Enclave Cir, Naples, FL 34110 Property Records

Collier County property record for 16746 Enclave Cir, Naples, FL 34110

Property Summary

Property Type	Single Family Home
Details	3,546 sqft · built 2024
Lot Size	0.3 acres (13,068 sqft)
Owner	Company Name on File
Last Sale	$616,800 (Jan 2022)
Tax Bill	$23,549 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Jan 2022 Sale
Flood Zone	Zone AH (high risk)
APN	`280630 193A12`

Property Details

APN / Parcel Number

Primary APN	`280630 193A12`
Alternative APN	`31158000549`

Interior

Building Area	3,546 sqft Living Area

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Lot Area	13,068 sqft (0.3 acres)
Pool Area	448 sqft
Deck Area	809 sqft

Location & Zoning

Street Address	16746 ENCLAVE CIR
City	NAPLES
State	FL
Zip	34110-3503
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ENCLAVE OF DISTINCTION LOT 19
Legal Range	25
Legal Township	48
Legal Section	12
Legal Subdivision	ENCLAVE OF DISTINCTION
Legal Block	3
Legal Lot Number	19
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	3
Census Block	3014
Census Tract	10102

Owner

16746 Enclave Cir is owned by a company that bought it in January 2022.

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	4935 WANNAN RD, WAYNE, MI 48184
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2023	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jan 10, 2022	Special Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 10, 2022 · Amount on File
Deed Sale	Jan 10, 2022 · Amount on File
Deed Document Number	20226187151
Deed Book / Page	6068 / 2661
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	16746 ENCLAVE CIR, NAPLES, FL 34110-3503
Transaction Type	Mortgage
Record Updated	Dec 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11697 LORENZ WAY, PLYMOUTH, MI 48170-3517

Mortgage

Document Number	0062910511
Date	Sep 27, 2023
Book Page	6291/511
Instrument	6457300

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	ELGIN, IL 60124

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Type Change Date	Oct 1, 2033
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7.62%
Index	SOFR Average 30-Day
Max Rate	7.62%

January 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jan 10, 2022
Property Address	16746 ENCLAVE CIR, NAPLES, FL 34110-3503
Document Number	0060682661
Book / Page	6068 / 2661
Map Reference	MB 66 PG 30
Instrument Date	Jan 4, 2022
Instrument	6187151
Transaction Type	Transfer
Record Updated	Dec 16, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$4,317.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2223 TRADE CENTER WAY, NAPLES, FL 34109-2035

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11697 LORENZ WAY, PLYMOUTH, MI 48170-3517

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,399,869 (+1%)	$2,692,966 (-3.19%) Land $1,219,970 Building $1,472,996
2025	$23,549.00 (+401.26%)	$2,181,699 (+355.6%)	$2,781,664 (+480.89%) Land $1,179,389 Building $1,602,275
2023	$4,698.00 (-19.07%)	$478,863 (-13.69%) Land $478,863	$478,863 (-13.69%) Land $478,863
2022	$5,805.00	$554,820 Land $554,820	$554,820 Land $554,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16746 Enclave Cir in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 222 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	258 units insured incl. 36 condo units
Nearby Flood Claims	9 (1995–2020)
Claims Outside the SFHA	7 of 9
Most Recent Claim	Sep 2020 · other causes
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Opal, Oct 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16746 Enclave Cir is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Blue Stream, CenturyLink, Hotwire Communications, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Enclave Cir

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