16745 Three Notch Rd, Ridge, MD 20680 Property Records

St. Mary's County property record for 16745 Three Notch Rd, Ridge, MD 20680

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Details	1 ba · 5,850 sqft · built 1910
Lot Size	13.6 acres (595,030 sqft)
Owner	Company Name on File
Last Sale	$340,000 (Jun 2021)
Tax Bill	$6,332 (2025)
Deeds & Mortgages	May 2024 Mortgage Jun 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-001183`

Property Details

APN / Parcel Number

Primary APN	`01-001183`
Alternative APNs	`1001183` `001183`

Interior

Full Baths	1 Bath
Units	5 Units
Stories	1 Story
Building Area	5,850 sqft Total Area
1st Floor Area	2,784 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Mobile Home
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Roof Type	Flat
Lot Area	595,030 sqft (13.6 acres)

Exterior Amenities

Pool Type	Pool Type
Pool Area	544 sqft
Shed	1 Shed
Shed Area	504 sqft
Bath House	544 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	001183
Street Address	16745 THREE NOTCH RD
City	RIDGE
State	MD
Zip	20680-3329
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Local Zoning Code	RCL
Legal Description	13.66 ACRES W/S MD RT 235 ST MICHAEL'S
Legal Subdivision	B R BARNERS SUBDIVISION
Jurisdiction	ST MARY'S MD
Township / Civil Division	1, ST. INIGOES
Census Block Group	4
Census Block	4062
Census Tract	876200

Owner

16745 Three Notch Rd, a residential property, is owned by a company that bought it in June 2021.

Source: St. Mary's County records, as of September 22, 2026

Owner of Record	Company Name on File
Mailing Address	10580 MCCONNELL PL, WHITE PLAINS, MD 20695-3106
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 2, 2024	Deed of Trust, Mortgage THE BESCHE OIL COMPANY INC
Jun 10, 2021	Deed, Transfer · Stand-Alone First Mortgage TCS LLC
Aug 16, 2018	Grant Deed, Transfer LAKESIDE TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2021 · Amount on File
Deed Sale	Jun 10, 2021 · Amount on File
Prior Sale	Aug 16, 2018 · Amount on File
Deed Book / Page	5808 / 105
Prior Transfer Date	Jan 25, 1988
Prior Transfer Doc	0395000430
Record Updated	Oct 29, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST MARY'S MD
Property Address	16745 THREE NOTCH RD, RIDGE, MD 20680-3329
Transaction Type	Mortgage
Record Updated	May 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0065040247
Date	May 2, 2024
Book Page	6504/247

Lender

Name	THE BESCHE OIL COMPANY INC
Type	Non-Lending Institution

Agreement

Amount	Amount on Record
Term	60 Months
Due	May 1, 2029

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ST MARY'S MD
Recording Date	Jun 10, 2021
Property Address	16745 THREE NOTCH RD, RIDGE, MD 20680-3329
Document Number	0058080105
Book / Page	5808 / 105
Map Reference	MB 30 FO 1
Instrument Date	Apr 7, 2021
Transaction Type	Transfer
Record Updated	Mar 9, 2023
Title Company	LAKESIDE TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10580 MCCONNELL PL, WHITE PLAINS, MD 20695-3106

Mortgage

Document Number	0005808113
Date	Jun 10, 2021
Instrument	5808/113

Lender

Name	TCS LLC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	70 Months
Due	Apr 1, 2027

Mortgage

Document Number	0058080122
Date	Jun 10, 2021
Book Page	5808/122

Lender

Name	TCS LLC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	34 Months
Due	Apr 7, 2024

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST MARY'S MD
Recording Date	Aug 16, 2018
Property Address	16745 THREE NOTCH RD, RIDGE, MD 20680-3329
Document Number	0049240379
Book / Page	004924 / 000379
Instrument Date	Aug 10, 2018
Transaction Type	Transfer
Record Updated	Sep 7, 2018
Title Company	LAKESIDE TITLE

Transaction

Amount	Amount on Record
Tax	$390.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 1215 LEONARDTOWN MD 206501215, LEONARDTOWN, MD 20650-1215

Tax Assessment & Valuation

The 2025 property tax bill for 16745 Three Notch Rd was $6,332.

Source: St. Mary's County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	St. Mary's County
Unified School District	St. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$539,600 Land $230,800 Building $308,800	$539,600 Land $230,800 Building $308,800
2025	$6,332.00
2023	$5,892.00	$493,800 Land $230,800 Building $263,000	$493,800 Land $230,800 Building $263,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16745 Three Notch Rd in Zone X, an area of minimal flood risk, though there have been 107 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 136 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	136 in force
Nearby Flood Claims	107 (1985–2022)
Claims Outside the SFHA	38 of 107
Most Recent Claim	Oct 2022 · tidal / storm surge
Claims by Event	Hurricane Irene, Aug 2011 · 6 claims Hurricane Isabel, Sep 2003 · 46 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16745 Three Notch Rd is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 88% of Maryland
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Breezeline Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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