Calvert County property record for 1674 Sapphire Ct, Lusby, MD 20657
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,056 sqft · built 2017 |
| Lot Size | 0.795 acres (34,668 sqft) |
| Owner | Individual Name on File |
| Last Sale | $369,000 (May 2018) |
| Tax Bill | $3,781 (2023) |
| Deeds & Mortgages | Dec 2019 Mortgage Sep 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-246747 |
| Primary APN | 01-246747 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,056 sqft Total Area |
| Basement Area | 761 sqft |
| Finished Basement | 761 sqft |
| Year Built | Built 2017 |
|---|---|
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 34,668 sqft (0.795 acres) |
| Garage Type | Built-in |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 246747 |
|---|---|
| Street Address | 1674 SAPPHIRE CT |
| City | LUSBY |
| State | MD |
| Zip | 20657-4049 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LT 21 PLAT 3 HIDDEN TREASURE |
| Legal Subdivision | HIDDEN TREASURE |
| Legal Lot Number | 21 |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 1, SOLOMONS ISLAND |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 861004 |
1674 Sapphire Ct is owned and occupied by an individual who bought it in May 2018.
Source: Calvert County records, as of September 18, 2023
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1674 SAPPHIRE CT, LUSBY, MD 20657-4049 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 9, 2019 | Deed of Trust, Mortgage · VA Mortgage RIVER CITY MORTGAGE LLC |
| Sep 11, 2020 | Deed of Trust, Mortgage · VA Mortgage RIVER CITY MORTGAGE LLC |
| May 16, 2018 | Deed, Transfer · VA Mortgage TOWNEBANK MORTGAGE |
| Dec 21, 2016 | Deed of Trust, Mortgage · Line of Credit FREDERICK O COLLINS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 16, 2018 · Amount on File |
| Deed Sale | May 16, 2018 · Amount on File |
| Deed Document Number | 0005189259 |
| Deed Book / Page | 5189 / 259 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 1674 SAPPHIRE CT, LUSBY, MD 20657-4049 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|
| Document Number | 0054880382 |
|---|---|
| Date | Dec 9, 2019 |
| Book Page | 5488/382 |
| Name | RIVER CITY MORTGAGE LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | CINCINNATI, OH 45212 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Oct 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 1674 SAPPHIRE CT, LUSBY, MD 20657-4049 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Title Company | COSMOPOLITAN TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0056940330 |
|---|---|
| Date | Sep 11, 2020 |
| Book Page | 5694/330 |
| Name | RIVER CITY MORTGAGE LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | CINCINNATI, OH 45242 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | May 16, 2018 |
| Property Address | 1674 SAPPHIRE CT, LUSBY, MD 20657-4049 |
| Document Number | 0051890259 |
| Book / Page | 5189 / 259 |
| Map Reference | MB KPS3 PG110 |
| Instrument Date | May 11, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | BAY COUNTY TITLE & ESCROW LL |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $922.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 1674 SAPPHIRE CT, LUSBY, MD 20657-4049 |
| Document Number | 0005189265 |
|---|---|
| Date | May 16, 2018 |
| Instrument | 5189/265 |
| Name | TOWNEBANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 1674 SAPPHIRE CT, LUSBY, MD 20657-4049 |
| Document Number | 0049180382 |
| Book / Page | 004918 / 000382 |
| Instrument Date | Dec 21, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Oct 4, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Document Number | 0049180382 |
|---|---|
| Date | Jan 4, 2017 |
| Book Page | 004918/000382 |
| Name | FREDERICK O COLLINS |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
Source: Calvert County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $3,781.00 Homeowner's exemption | $364,000 Land $116,500 Building $247,500 | $364,000 Land $116,500 Building $247,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1674 Sapphire Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1985) |
| Most Recent Claim | Nov 1985 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1674 Sapphire Ct is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 85% of Maryland |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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