1674 Ray Wise Ln, Tracy, CA 95376 Property Records

San Joaquin County property record for 1674 Ray Wise Ln, Tracy, CA 95376

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,600 sqft · built 2000
Lot Size	0.129 acres (5,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$499,000 (Sep 2005)
Tax Bill	$8,053 (2026)
Deeds & Mortgages	Apr 2017 Mortgage May 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`234-380-220-000`

Property Details

APN / Parcel Number

Primary APN	`234-380-220-000`
Alternative APN	`234-380-22`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,600 sqft Living Area
1st Floor Area	1,600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	5,600 sqft (0.129 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	234-380-22
Street Address	1674 RAY WISE LN
City	TRACY
State	CA
Zip	95376-5224
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 93
Legal Subdivision	CORRAL HOLLOW ESTATES
Legal Block	4
Legal Lot Number	93
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	4
Census Block	4016
Census Tract	5403

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1674 RAY WISE LN, TRACY, CA 95376-5224
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2017	Deed of Trust, Mortgage · Conventional Mortgage LENDINGHOME FUNDING CORP
May 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage RECOVO MORTGAGE MANAGEMENT LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2005 · Amount on Record
Deed Sale	Sep 19, 2005 · Amount on Record
Prior Sale	Aug 10, 2000 · Amount on Record
Deed Document Number	2005233474
Prior Transfer Date	Mar 24, 2005
Prior Transfer Doc	0000073180
Record Updated	Oct 29, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	1674 RAY WISE LN, TRACY, CA 95376-5224
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037824
Date	Apr 4, 2017
Instrument	2017-037824

Lender

Name	LENDINGHOME FUNDING CORP
Type	Funding / Finance Company
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2047

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	1674 RAY WISE LN, TRACY, CA 95376-5224
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE ST LOUIS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1674 RAY WISE LN, TRACY, CA 95376-5224

Mortgage

Document Number	0000048265
Date	May 13, 2019
Instrument	2019-048265

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	1674 RAY WISE LN, TRACY, CA 95376-5224
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000087839
Date	Jul 22, 2020
Instrument	2020-087839

Lender

Name	RECOVO MORTGAGE MANAGEMENT LLC
Type	Mortgage Company
Address	IRVING, TX 75038

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Unified School District	Tracy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,053.00 (+0.01%)
2025	$8,052.00 (+17.53%)	$681,888 (+11.24%) Land $271,935 Building $409,953
2023	$6,851.00 (-4.32%)	$613,000 Land $180,000 Building $433,000	$596,520
2022	$7,160.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TRACY serves 98,215 people · EPA ID CA3910011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 730 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Matrix Broadband Fixed Wireless	400 / 80
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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