1674 Pebble Beach Cir, Elgin, IL 60123 Property Records

Kane County property record for 1674 Pebble Beach Cir, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 911 sqft · built 1990
Lot Size	0.8 acres (3,485 sqft)
Owner	Individual Name on Record
Last Sale	$168,000 (May 2022)
Tax Bill	$3,859 (2025)
Deeds & Mortgages	Jun 2026 Mortgage May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-27-104-035`

Property Details

APN / Parcel Number

Primary APN	`06-27-104-035`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	911 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Construction Type	Frame
Lot Area	3,485 sqft (0.8 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	1674 PEBBLE BEACH CIR
City	ELGIN
State	IL
Zip	60123-6867
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COLLEGE GREEN UNIT 6 LOT 461
Legal Subdivision	COLLEGE GREEN
Legal Block	1
Legal Lot Number	461
Legal Unit	6
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1011
Census Tract	851908

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1674 PEBBLE BEACH CIR, ELGIN, IL 60123-6867
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 6, 2022	Warranty Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2022 · Amount on Record
Deed Sale	May 6, 2022 · Amount on Record
Prior Sale	Oct 2, 2007 · Amount on Record
Deed Document Number	202224685
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Recording Date	Jun 24, 2026
Property Address	1674 PEBBLE BEACH CIR, ELGIN, IL 60123-6867
Document Number	0000026297
Instrument Date	Jun 18, 2026
Instrument	202626297
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1674 PEBBLE BEACH CIR, ELGIN, IL 60123-6867

Mortgage

Document Number	0000026297,
Date	Jun 24, 2026
Instrument	202626297

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 1, 2036

Interest

Rate Type	Fixed Rate
Rate	9.88%
Initial Type	Fixed Rate
Max Rate	-1%

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	May 6, 2022
Property Address	1674 PEBBLE BEACH CIR, ELGIN, IL 60123-6867
Document Number	0000024685
Map Reference	DOC 90K02290
Instrument Date	Apr 29, 2022
Instrument	2022K024685
Transaction Type	Transfer
Record Updated	May 16, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$168.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1674 PEBBLE BEACH CIR, 1674, ELGIN, IL 60123-6867

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1674 PEBBLE BEACH CIR, ELGIN, IL 60123-6867

Mortgage

Document Number	0000024686
Date	May 6, 2022
Instrument	2022K024686

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Interest

Rate	5.25%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,859.00 (+15.75%) Homeowner's exemption	$58,595 (+8.57%) Land $17,574 Building $41,021	$175,855 (+8.57%) Land $52,743 Building $123,112
2024		$53,970 (+21.39%) Land $16,187 Building $37,783	$161,975 (+21.44%) Land $48,580 Building $113,394
2022	$3,334.00 (+5.07%) Homeowner's exemption	$44,459 (+6.96%) Land $13,335 Building $31,124	$133,377 (+6.96%) Land $40,005 Building $93,372
2021	$3,173.00 Homeowner's exemption	$41,566 Land $12,467 Building $29,099	$124,698 Land $37,401 Building $87,297

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Metronet, Verizon.

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