16738 Colonial Trl, Lathrop, CA 95330 Property Records

San Joaquin County property record for 16738 Colonial Trl, Lathrop, CA 95330

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,591 sqft · built 2007
Lot Size	0.101 acres (4,381 sqft)
Owner	2 Individual Names on File
Last Sale	$645,000 (Dec 2024)
Tax Bill	$9,963 (2026)
Deeds & Mortgages	Jul 2021 Mortgage May 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`191-680-380-000`

Property Details

APN / Parcel Number

Primary APN	`191-680-380-000`
Alternative APN	`191-680-38`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,591 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	4,381 sqft (0.101 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	191-680-38
Street Address	16738 COLONIAL TRL
City	LATHROP
State	CA
Zip	95330-8678
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	07-FM PT OF 191-340-14 PER RM 40-81
Legal Subdivision	MOSSDALE LANDING-AUTUMWOOD CRO
Legal Block	1
Legal Lot Number	68
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	MANTECA
Census Block Group	1
Census Block	1005
Census Tract	5119

Owner

16738 Colonial Trl is owned and occupied by two individuals who bought it in December 2024.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16738 COLONIAL TRL, LATHROP, CA 95330-8678
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
May 21, 2020	Grant Deed, Transfer · FHA Mortgage SNAPFI INC
Jan 22, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 2024 · Amount on File
Deed Sale	Dec 23, 2024 · Amount on File
Prior Sale	May 21, 2020 · Amount on File
Deed Document Number	2024116442
Prior Transfer Date	May 13, 2020
Prior Transfer Doc	0000059749
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	16738 COLONIAL TRL, LATHROP, CA 95330-8678
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16738 COLONIAL TRL, LATHROP, CA 95330-8678

Mortgage

Document Number	0000114796
Date	Jul 8, 2021
Instrument	2021-114796

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	349 Months
Due	Aug 1, 2050

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	May 21, 2020
Property Address	16738 COLONIAL TRL, LATHROP, CA 95330-8678
Document Number	0000059749
Instrument Date	May 13, 2020
Instrument	59749
Transaction Type	Transfer
Record Updated	Jun 4, 2020
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$388.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	16738 COLONIAL TRL LATHROP CA 953308678, LATHROP, CA 95330-8678

Mortgage

Document Number	59750
Date	May 21, 2020
Instrument	59750

Lender

Name	SNAPFI INC
Address	SAN JOSE, CA 95125

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 20, 2050

January 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jan 22, 2018
Property Address	16738 COLONIAL TRL, LATHROP, CA 95330-8678
Document Number	0000007036
Map Reference	MB 40 P G81
Instrument Date	Jan 5, 2018
Instrument	2018-007036
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	FIDELITY NATIONAL AGENCY SOL

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16738 COLONIAL TRL, LATHROP, CA 95330-8678

Mortgage

Document Number	0000007037
Date	Jan 22, 2018
Instrument	2018-007037

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 16738 Colonial Trl was $9,963, up 0.4% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Lathrop City
Unified School District	Manteca Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,963.00 (+0.38%)
2025	$9,925.00	$645,000 Land $190,000 Building $455,000
2023	$6,091.00 (-0.47%) Homeowner's exemption	$321,392 Land $80,039 Building $241,353	$512,550
2022	$6,120.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 16738 Colonial Trl in Zone X, where a levee reduces flood risk, though there have been 22 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	22 (1983–2017)
Claims Outside the SFHA	13 of 22
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Apr 2006 · 5 claims Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 16738 Colonial Trl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LATHROP serves 38,596 people · EPA ID CA3910015
Water Source	Purchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT
Last State Inspection	Dec 2024
Also Mapped Here	SAN JOAQUIN COUNTY-MOKELUMNE ACRES
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
unWired Broadband Fixed Wireless	400 / 50
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Ayera Technologies, Matrix Broadband, Verizon.

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