Polk County property record for 1673 Spruce Rd, Winter Haven, FL 33880
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,530 sqft · built 2025 |
| Lot Size | 1 acres (43,634 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $543 (2025) |
| Deeds & Mortgages | Dec 2024 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-29-13-000000-021040 |
| Primary APN | 25-29-13-000000-021040 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,530 sqft Living Area |
| 1st Floor Area | 2,530 sqft |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 43,634 sqft |
| View / Lot | Commercial/Industrial |
| Porch | Finished/Open Porch |
| Street Address | 1673 SPRUCE RD |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33880 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COMM NE COR OF NE1/4 OF SE1/4 S00-57-51E ALONG E BNDRY OF NE1/4 OF SE1/4 434.53 FT TO N BNDRY OF MCLEOD GARDENS PH 3 PB 116 PG 28 S89-18-11W 752.46 FT TO POB S89-18-11W 252.82 FT N00-57-51W 171.09 FT N89-08-11E 252.82 FT S00-57-51E 171.82 FT TO POB |
| Legal Subdivision | SANHEATH |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 2 |
| Census Block | 2065 |
| Census Tract | 14600 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 362 FELTON ST, EAGLE LAKE, FL 33839-3523 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 1673 SPRUCE RD, WINTER HAVEN, FL 33880 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 362 FELTON ST, EAGLE LAKE, FL 33839-3523 |
| Document Number | 0000281409 |
|---|---|
| Date | Dec 12, 2024 |
| Book Page | 13365/495 |
| Instrument | 2024281409 |
| Name | 1ST SIGNATURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | INDIANAPOLIS, IN 46256 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Dec 1, 2055 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $315,850 (+651.25%) Land $42,043 Building $273,807 | $315,850 (+651.25%) Land $42,043 Building $273,807 | |
| 2025 | $543.00 | $42,043 Land $42,043 | $42,043 Land $42,043 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 19 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 63% of the US · lower than 61% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF EAGLE LAKE serves 2,600 people · EPA ID FL6530492 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 3 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Frontier.
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