16729 Stella Ct, Naples, FL 34110 Property Records

Collier County property record for 16729 Stella Ct, Naples, FL 34110

Property Summary

Property Type	Single Family Home
Details	3,347 sqft · built 2015
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Last Sale	$2,112,382 (Apr 2016)
Tax Bill	$23,380 (2025)
Deeds & Mortgages	Mar 2018 Reverse Mortgage Mar 2018 Mortgage
Flood Zone	Zone AH (high risk)
APN	`485042 463A12`

Property Details

APN / Parcel Number

Primary APN	`485042 463A12`
Alternative APN	`59960202083`

Interior

Stories	1 Story
Building Area	3,347 sqft Living Area
1st Floor Area	3,347 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Construction Type	Masonry / Concrete Block
Lot Area	11,326 sqft (0.26 acres)
Pool Area	336 sqft
Deck Area	817 sqft

Location & Zoning

Street Address	16729 STELLA CT
City	NAPLES
State	FL
Zip	34110-3258
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	MEDITERRA PARCEL 125 REPLAT OF LOTS 44-47 LOT 46
Legal Range	25
Legal Township	48
Legal Section	12
Legal Subdivision	MEDITERRA
Legal Tract	485042
Legal Block	3
Legal Lot Number	46
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	3
Census Block	3014
Census Tract	10102

Owner

16729 Stella Ct is owned and occupied by two individuals who bought it in April 2016.

Source: Collier County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16729 STELLA CT, NAPLES, FL 34110-3258
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2018	Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC
Mar 12, 2018	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 2016 · Amount on File
Deed Sale	Apr 12, 2016 · Amount on File
Prior Sale	Jul 1, 2015 · Amount on File
Deed Document Number	20165251779
Deed Book / Page	5261 / 1073
Record Updated	Oct 29, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	16729 STELLA CT, NAPLES, FL 34110-3258
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0054911500
Date	Mar 28, 2018
Book Page	5491/1500
Instrument	5530744

Lender

Name	REVERSE MORTGAGE FUNDING LLC
Type	Reverse Mortgage Lender
Address	BLOOMFIELD, NJ 07003

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	977 Months
Due	Aug 27, 2099

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Type Change Date	Apr 1, 2019
Change Frequency	Annually
Min Rate At Change	2%
Index	1-Year LIBOR
Max Rate	5%

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	16729 STELLA CT, NAPLES, FL 34110-3258
Document Number	0054911516
Instrument Date	Mar 12, 2018
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	EQUITY SETTLEMENT SERVICES, EQUITY SETTLEMENT SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16729 STELLA CT NAPLES FL 341103258, NAPLES, FL 34110-3258

Mortgage

Document Number	0054911516
Date	Mar 28, 2018
Book Page	005491/001516
Instrument	5530745

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	972 Months
Due	Mar 27, 2099

Interest

Rate Type	Adjustable Rate
Rate	5.62%

Tax Assessment & Valuation

The 2025 property tax bill for 16729 Stella Ct was $23,380.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,116,909 (+1%)	$2,230,335 (-8.34%) Land $1,137,157 Building $1,093,178
2025	$23,380.00	$1,924,463	$2,433,261 Land $1,292,224 Building $1,141,037
2023	$21,995.00 (+11.83%)	$1,590,465 (+1%)	$2,400,865 (+28.56%) Land $951,077 Building $1,449,788
2022	$19,669.00	$1,445,877	$1,867,549 Land $328,742 Building $1,538,807

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16729 Stella Ct in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 222 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	258 units insured incl. 36 condo units
Nearby Flood Claims	9 (1995–2020)
Claims Outside the SFHA	7 of 9
Most Recent Claim	Sep 2020 · other causes
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Opal, Oct 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16729 Stella Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber · Cable in parts of the area	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Blue Stream, CenturyLink, Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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