16728 War Cloud Dr, Moreno Valley, CA 92551 Property Records

Riverside County property record for 16728 War Cloud Dr, Moreno Valley, CA 92551

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,500 sqft · built 1990
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Trust Names on File
Last Sale	$300,000 (Oct 2004)
Tax Bill	$4,870 (2025)
Deeds & Mortgages	Dec 2022 Transfer Feb 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`312-163-008`

Property Details

APN / Parcel Number

Primary APN	`312-163-008`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,500 sqft Living Area
Gross Area	1,925 sqft
1st Floor Area	1,500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Construction Type	Wood
Roof Material	Tile
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	425 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	16728 WAR CLOUD DR
City	MORENO VALLEY
State	CA
Zip	92551-2531
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.14 ACRES M/L IN POR LOT 74 AND LOT 73 MB 174/049 TR 20859-1
Legal Subdivision	TRACT NO 20859 1
Legal Tract	20859-1
Legal Lot Number	73
Jurisdiction	RIVERSIDE CA
Township / Civil Division	PERRIS VALLEY
Census Block Group	1
Census Block	1005
Census Tract	48800

Owner

16728 War Cloud Dr is owner-occupied and held in a trust since October 2004.

Source: Riverside County records, as of July 29, 2026

Owner of Record	2 Trust Names on File
Mailing Address	16728 WAR CLOUD DR, MORENO VALLEY, CA 92551-2531
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2022	Intrafamily Transfer, Transfer
Feb 15, 2022	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
May 20, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jun 18, 2018	Deed of Trust, Mortgage · FHA Mortgage AMERISAVE MORTGAGE CORP
Apr 2, 2019	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2004 · Amount on File
Deed Sale	Oct 26, 2004 · Amount on File
Prior Sale	Aug 29, 2003 · Amount on File
Deed Document Number	2004846254
Prior Transfer Date	Oct 7, 1994
Prior Transfer Doc	0000395575
Record Updated	Oct 29, 2026

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Dec 27, 2022
Property Address	16728 WAR CLOUD DR, MORENO VALLEY, CA 92551-2531
Document Number	0000513672
Map Reference	MB 174 PG 49
Instrument Date	Nov 9, 2022
Instrument	2022-0513672
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	16728 WAR CLOUD DR, MORENO VALLEY, CA 92551-2531

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	16728 WAR CLOUD DR, MORENO VALLEY, CA 92551-2531
Transaction Type	Mortgage
Record Updated	Feb 25, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16728 WAR CLOUD DR, MORENO VALLEY, CA 92551-2531

Mortgage

Document Number	0000074945
Date	Feb 15, 2022
Instrument	2022-0074945

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2052

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	16728 WAR CLOUD DR, MORENO VALLEY, CA 92551-2531
Transaction Type	Mortgage
Record Updated	Jun 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16728 WAR CLOUD DR, MORENO VALLEY, CA 92551-2531

Mortgage

Document Number	0000311545
Date	May 20, 2021
Instrument	2021-0311545

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	16728 WAR CLOUD DR, MORENO VALLEY, CA 92551-2531
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000245276
Date	Jun 18, 2018
Instrument	2018-0245276

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Oct 1, 2023
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	5.5%
Index	1-Year CMT
Margin	2
Max Rate	5%

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	16728 WAR CLOUD DR, MORENO VALLEY, CA 92551-2531
Document Number	0000127125
Instrument Date	Apr 2, 2019
Transaction Type	Mortgage
Record Updated	Apr 25, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16728 WAR CLOUD DR MORENO VALLEY CA 925512531, MORENO VALLEY, CA 92551-2531

Mortgage

Document Number	0000127125
Date	Apr 16, 2019
Instrument	127125

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 15, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 16728 War Cloud Dr was $4,870 with a homeowner's exemption.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Moreno Valley City
Unified School District	Val Verde Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$426,507 (+2%) Land $85,292 Building $341,215
2025	$4,870.00 Homeowner's exemption	$418,145 Land $83,620 Building $334,525
2023	$4,709.00 (+1.93%) Homeowner's exemption	$401,910 Land $80,374 Building $321,536
2022	$4,620.00
2021			$386,370

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16728 War Cloud Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 16728 War Cloud Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTERN MUNICIPAL WD serves 659,923 people · EPA ID CA3310009
Water Source	Purchased surface water from several systems
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 799 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks.

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