Stearns County property record for 16727 Oster Point Rd, Cold Spring, MN 56320
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,040 sqft · built 1971 |
| Lot Size | 0.588 acres (25,600 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,258 (2026) |
| Flood Zone | Zone X (moderate risk) |
| APN | 36-24651-0000 |
| Primary APN | 36-24651-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,040 sqft Living Area |
| Gross Area | 1,867 sqft |
| 1st Floor Area | 576 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1972 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 25,600 sqft (0.588 acres) |
| Lot Dimensions | 128 ft deep x 200 ft wide |
| Deck Area | 320 sqft |
| Shed | 1 Shed |
| Shed Area | 81 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 16727 OSTER POINT RD |
|---|---|
| City | COLD SPRING |
| State | MN |
| Zip | 56320-9727 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 8 & 9 BLK 1 WENNER'S LAKE SHORE LOTS SECTION 28 TOWNSHIP 123 RANGE 030 WENNER'S LAKE SHORE LOTS SECTION 28 TOWNSHIP 123 |
| Legal Range | 30W |
| Legal Township | 123 |
| Legal Section | 28 |
| Legal Subdivision | WENNERS LAKE SHORE LOTS |
| Legal Block | 1 |
| Legal Lot Number | 8-9 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | WAKEFIELD |
| Census Block Group | 4 |
| Census Block | 4034 |
| Census Tract | 11302 |
Source: Stearns County assessment roll, APN 36-24651-0000, as of July 30, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 16727 OSTER POINT RD, COLD SPRING, MN 56320-9727 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Stearns County assessment roll as of July 30, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| County Subdivision | Wakefield Township |
| Unified School District | Rocori Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,258.00 (+11.73%) | $346,300 (-1.65%) Land $176,900 Building $169,400 | $346,300 (-1.65%) Land $176,900 Building $169,400 |
| 2025 | $352,100 (+11.85%) Land $176,400 Building $175,700 | $352,100 (+11.85%) Land $176,400 Building $175,700 | |
| 2023 | $2,916.00 | $314,800 Land $162,000 Building $152,800 | $314,800 Land $162,000 Building $152,800 |
Source: FEMA National Flood Hazard Layer, Stearns County (27145C), as of September 29, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271450113024, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 6 (1997–2022) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | May 2022 · Severe Storms, Straight-line Winds, And Flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 95% of the US · lower than 84% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 62 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midcontinent Communications Cable | 2,000 / 350 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Arvig Enterprises, Verizon.
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