16726 Wikiup Rd, Ramona, CA 92065 Property Records

San Diego County property record for 16726 Wikiup Rd, Ramona, CA 92065

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,564 sqft · built 1987
Lot Size0.421 acres (18,354 sqft)
OwnerCompany Name on Record
Last Sale$590,000 (Dec 2006)
Tax Bill$9,297 (2025)
Deeds & MortgagesNov 2021 Mortgage
Oct 2021 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN288-462-23-00

Property Details

APN / Parcel Number

Primary APN288-462-23-00

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Building Area2,564 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleConventional
Lot Area18,354 sqft (0.421 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address16726 WIKIUP RD
CityRAMONA
StateCA
Zip92065-4164
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionLOT 626 TR 007519
Legal SubdivisionSAN DIEGO COUNTRY ESTATES I
Legal Tract007519
Legal Block1
Legal Lot Number626
JurisdictionSAN DIEGO CA
Township / Civil DivisionRAMONA
Census Block Group1
Census Block1014
Census Tract20810

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address16726 WIKIUP RD, RAMONA, CA 92065-4164
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Living Trust

Deeds, Mortgages & Sale History

DateDocument
Nov 17, 2021Deed of Trust, Mortgage · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION
Oct 7, 2021Intrafamily Transfer, Transfer
May 16, 2020Deed of Trust, Mortgage · Conventional Mortgage
SIGN ON THE LINE INC
Mar 6, 2018Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 28, 2006 · Amount on Record
Deed SaleDec 28, 2006 · Amount on Record
Prior SaleJul 31, 1997 · Amount on Record
Deed Document Number2006919582
Last Transfer DateSep 29, 2021
Transfer Doc0000701348
Record UpdatedOct 29, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address16726 WIKIUP RD, RAMONA, CA 92065-4164
Transaction TypeMortgage
Record UpdatedNov 26, 2021
Title CompanyCLEARMARK TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address16726 WIKIUP RD, RAMONA, CA 92065-4164

Mortgage

Document Number0000795235
DateNov 17, 2021
Instrument2021-0795235
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2051

October 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateOct 7, 2021
Property Address16726 WIKIUP RD, RAMONA, CA 92065-4164
Document Number0000701348
Map ReferenceMAP 7519
Instrument DateSep 29, 2021
Instrument2021-0701348
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address16726 WIKIUP RD, RAMONA, CA 92065-4164

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address16726 WIKIUP RD, RAMONA, CA 92065-4164
Document Number0000405026
Instrument DateMay 16, 2020
Transaction TypeMortgage
Record UpdatedAug 4, 2020
Title CompanyPACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.

Transferred To (Grantee/Buyer)

NameVerified Name
Address16726 WIKIUP RD RAMONA CA 920654164, RAMONA, CA 92065-4164

Mortgage

Document Number0000405026
DateJul 27, 2020
Instrument405026
Lender
NameSIGN ON THE LINE INC
AddressIRVINE, CA 92618
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 26, 2050

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address16726 WIKIUP RD, RAMONA, CA 92065-4164
Document Number0000114508
Instrument DateMar 6, 2018
Transaction TypeMortgage
Record UpdatedMar 28, 2018
Title CompanyAMERICAN COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address16726 WIKIUP RD RAMONA CA 920654164, RAMONA, CA 92065-4164

Mortgage

Document Number0000114508
DateMar 23, 2018
Instrument114508
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 22, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$806,222 (+2%) Land $355,284 Building $450,938
2025$9,297.00 (+6.12%) Homeowner's exemption$790,415 (+4.04%) Land $348,318 Building $442,097
2023$8,761.00 (+4.86%) Homeowner's exemption$759,725 Land $334,794 Building $424,931
2022$8,355.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims4 (2005–2015)
Claims Outside the SFHA4 of 4
Most Recent ClaimJul 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 82% of the US · above 61% of California
Wildfire Likelihood0.7% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAMONA MUNICIPAL WD
serves 36,455 people · EPA ID CA3710019
Water SourcePurchased surface water from several systems
Last State InspectionOct 2022
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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