16720 N Cincinnati Ln, Colbert, WA 99005 Property Records

Spokane County property record for 16720 N Cincinnati Ln, Colbert, WA 99005

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,341 sqft · built 2017
Lot Size	0.177 acres (7,693 sqft)
Owner	2 Individual Names on File
Last Sale	$333,750 (Mar 2018)
Tax Bill	$5,432 (2026)
Deeds & Mortgages	May 2026 Line of Credit Aug 2023 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`37291.3208`

Property Details

APN / Parcel Number

Primary APN	`37291.3208`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,341 sqft Living Area
Gross Area	3,699 sqft
1st Floor Area	1,541 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Split Foyer
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,693 sqft (0.177 acres)
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Deck Area	120 sqft
Patio Area	20 sqft
Canopy	20 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	16720 N CINCINNATI LN
City	COLBERT
State	WA
Zip	99005-5108
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	WELLINGTON HEIGHTS 4TH ADD LT 8 BLK 1 (AFN# 6536521)
Legal Subdivision	WELLINGTON HEIGHTS 4TH ADD
Legal Block	1
Legal Lot Number	8
Jurisdiction	SPOKANE WA
Township / Civil Division	DEER PARK
Census Block Group	2
Census Block	2024
Census Tract	10305

Owner

16720 N Cincinnati Ln is owned by two individuals who bought it in March 2018.

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	WA
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 26, 2026	Deed of Trust, Mortgage · Line of Credit ESA CREDIT UNION
Aug 1, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Apr 18, 2025	Deed of Trust, Mortgage · Line of Credit GESA CU
Sep 16, 2019	Deed of Trust, Mortgage · FHA Mortgage 1ST RATE HOME MORTGAGE INC
Jun 8, 2020	Deed of Trust, Mortgage · FHA Mortgage 1ST RATE HOME MORTGAGE INC
Mar 2, 2018	Quit Claim Deed, Transfer TITLE SERVICE AND LIAISON COMPANIES
Mar 2, 2018	Warranty Deed, Transfer · FHA Mortgage UMPQUA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2018 · Amount on File
Deed Sale	Mar 2, 2018 · Amount on File
Deed Document Number	20186686146
Prior Transfer Date	Mar 1, 2018
Prior Transfer Doc	0006686104
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Recording Date	May 26, 2026
Property Address	16720 N CINCINNATI LN, COLBERT, WA 99005-5108
Document Number	0007491118
Instrument Date	May 18, 2026
Instrument	20267491118
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16720 N CINCINNATI LN, COLBERT, WA 99005-5108

Mortgage

Document Number	0007491118,
Date	May 26, 2026
Instrument	20267491118

Lender

Name	ESA CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	May 28, 2051

Interest

Rate	6.3%
Max Rate	-1%

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	16720 N CINCINNATI LN, COLBERT, WA 99005-5108
Transaction Type	Mortgage
Record Updated	Jan 29, 2026
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16720 N CTNCTNNATI LN, COLBERT, WA 99005-5108

Mortgage

Document Number	0007299602
Date	Aug 1, 2023
Instrument	7299602

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	322 Months
Due	Jun 1, 2050

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	16720 N CINCINNATI LN, COLBERT, WA 99005-5108
Transaction Type	Mortgage
Record Updated	Jan 29, 2026
Title Company	WFG INSURED

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007410727
Date	Apr 18, 2025
Instrument	7410727

Lender

Name	GESA CU
Type	Credit Union
Address	RICHLAND, WA 99352

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Apr 28, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	16720 N CINCINNATI LN, COLBERT, WA 99005-5108
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006842459
Date	Sep 16, 2019
Instrument	6842459

Lender

Name	1ST RATE HOME MORTGAGE INC
Type	Mortgage Company
Address	TEMPE, AZ 85283

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2049

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	16720 N CINCINNATI LN, COLBERT, WA 99005-5108
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006928148
Date	Jun 8, 2020
Instrument	6928148

Lender

Name	1ST RATE HOME MORTGAGE INC
Type	Mortgage Company
Address	TEMPE, AZ 85283

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPOKANE WA
Recording Date	Mar 2, 2018
Property Address	16720 N CINCINNATI LN, COLBERT, WA 99005-5108
Document Number	0006686104
Instrument Date	Mar 2, 2018
Instrument	6686104
Transaction Type	Transfer
Record Updated	Mar 8, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1402 E MAGNESIUM RD SPOKANE WA 992175085, SPOKANE, WA 99217-5085

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Mar 2, 2018
Property Address	16720 N CINCINNATI LN, COLBERT, WA 99005-5108
Document Number	0006686146
Map Reference	VOL38 PG83&83
Instrument Date	Mar 2, 2018
Instrument	6686146
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	VISTA TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,345.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16720 N CINCINNATI LN, COLBERT, WA 99005-5108

Mortgage

Document Number	0006686147
Date	Mar 2, 2018
Instrument	6686147

Lender

Name	UMPQUA BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 16720 N Cincinnati Ln was $5,432, up 2.3% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Mead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,432.00 (+2.32%)	$547,800 (+2.66%) Land $95,000 Building $452,800	$547,800 (+2.66%) Land $95,000 Building $452,800
2025	$5,309.00	$533,600 (+0.32%) Land $90,000 Building $443,600	$533,600 (+0.32%) Land $90,000 Building $443,600
2024		$531,900 (+38.08%) Land $110,000 Building $421,900	$531,900 (+38.08%) Land $110,000 Building $421,900
2023	$4,906.00 (+12.01%)	$385,200 Land $70,000 Building $315,200	$385,200 Land $70,000 Building $315,200
2022	$4,380.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16720 N Cincinnati Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1997)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 1997 · Heavy Rains, Snow Melt, Flooding, Land & Mud Slides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16720 N Cincinnati Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 72% of Washington
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITWORTH WATER DISTRICT 2 serves 26,883 people · EPA ID WA5396601
Water Source	Groundwater
Last State Inspection	Apr 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink DSL	140 / 20
Wind Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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