16718 Charleston Dr, Splendora, TX 77372 Property Records

Montgomery County property record for 16718 Charleston Dr, Splendora, TX 77372

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,740 sqft · built 1990
Lot Size	1.15 acres (50,268 sqft)
Owner	Individual Name on Record
Last Sale	$300,414 (Oct 2026)
Tax Bill	$2,123 (2025)
Deeds & Mortgages	Oct 2026 Mortgage Apr 2026 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`3388-00-02900`

Property Details

APN / Parcel Number

Primary APN	`3388-00-02900`
Alternative APN	`R73797`

Interior

Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,740 sqft Living Area
1st Floor Area	1,740 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Fiberboard
Foundation Type	Footing
Roof Material	Composition Shingle
Lot Area	50,268 sqft (1.15 acres)
View / Lot	Primary
Canopy	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	16718 CHARLESTON DR
City	SPLENDORA
State	TX
Zip	77372-5951
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	5
Legal Description	S338800 - CHARTERWOOD, LOT 29, ACRES 1.15
Legal Subdivision	CHARTERWOOD
Legal Lot Number	29
Jurisdiction	MONTGOMERY TX
Township / Civil Division	SOUTHEAST MONTGOMERY
Census Block Group	2
Census Block	2000
Census Tract	692702

Owner

Source: Montgomery County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16718 CHARLESTON DR, SPLENDORA, TX 77372-5951
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2026	Deed, Transfer · FHA Mortgage CMG MORTGAGE INC
Apr 17, 2026	Deed, Transfer · Construction Mortgage KIAVI FUNDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 8, 2026 · Amount on Record
Deed Sale	Oct 8, 2026 · Amount on Record
Prior Sale	Apr 17, 2026 · Amount on Record
Deed Document Number	2026107732
Prior Transfer Date	Mar 23, 2009
Prior Transfer Doc	0000026974
Record Updated	Oct 29, 2026

October 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY TX
Recording Date	Oct 8, 2026
Property Address	16718 CHARLESTON DR, SPLENDORA, TX 77372-5951
Document Number	0000107732
Instrument Date	Oct 8, 2026
Instrument	2026107732
Transaction Type	Transfer
Record Updated	Oct 20, 2026
Title Company	TITLE G TITLE COMPANY, RIVER ROCK TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16718 CHARLESTON DR, SPLENDORA, TX 77372-5951

Mortgage

Document Number	0000107733,
Date	Oct 8, 2026
Instrument	2026107733

Lender

Name	CMG MORTGAGE INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2056

Interest

Max Rate	-1%

Mortgage

Document Number	0000107734,
Date	Oct 8, 2026
Instrument	2026107734

Lender

Name	BANK OF NEW YORK MELLON

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Max Rate	-1%

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY TX
Recording Date	Apr 17, 2026
Property Address	16718 CHARLESTON DR, SPLENDORA, TX 77372-5951
Document Number	0000038667
Instrument Date	Apr 17, 2026
Instrument	2026.38667
Transaction Type	Transfer
Record Updated	May 1, 2026
Title Company	RIVER CITY TITLE COMPANY, RIVER ROCK TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	1300 S FRAZIER ST, CONROE, TX 77301-4400
Investor	Possibly a Property Investor

Mortgage

Document Number	0000038668,
Date	Apr 17, 2026
Instrument	2026.38668

Lender

Name	KIAVI FUNDING INC

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate	6%
Max Rate	-1%

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	Splendora Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$238,247 (+1%)	$280,354 (+16.1%) Land $41,938 Building $238,416
2025	$2,123.00 (-6.8%) Homeowner's exemption	$216,588 (+1%)	$241,473 (+22.64%) Land $41,938 Building $199,535
2024	$2,278.00 (+1.52%) Homeowner's exemption	$196,898 (-1.1%) Land $41,938 Building $154,960	$196,898 (-9.34%) Land $41,938 Building $154,960
2023	$2,244.00 Homeowner's exemption	$199,080 Land $41,940 Building $175,250	$217,190 Land $41,940 Building $175,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 45 policies
Nearby Flood Policies	45 in force
Nearby Flood Claims	14 (2017–2024)
Most Recent Claim	May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2024 · 2 claims Tropical Storm Imelda, Sep 2019 · 9 claims Hurricane Harvey, Aug 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 84% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPLENDORA serves 9,612 people · EPA ID TX1700087
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Centric Fiber Fiber	1,000 / 1,000
Optimum Cable · Fiber in parts of the area	940 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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