16716 Gross Dr, Bend, OR 97707 Property Records

Deschutes County property record for 16716 Gross Dr, Bend, OR 97707

Property Summary

Property Type	Single Family Home
Details	1,491 sqft · built 2022
Lot Size	0.869 acres (37,897 sqft)
Owner	Individual Name on File
Last Sale	$165,000 (Apr 2021)
Tax Bill	$3,768 (2025)
Deeds & Mortgages	Aug 2021 Construction Loan Jun 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`201026 D0 02800`

Property Details

APN / Parcel Number

Primary APN	`201026 D0 02800`
Alternative APNs	`R1063201026D002800` `137751`

Interior

Stories	1 Story
Building Area	1,491 sqft Living Area

Exterior

Year Built	Built 2022
Lot Area	37,897 sqft (0.869 acres)
Garage Type	Mixed
Garage Area	484 sqft

Location & Zoning

Account Number	137751
Old Parcel Number	R1063201026D002800
Street Address	16716 GROSS DR
City	BEND
State	OR
Zip	97707-2519
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:16 BLK:11 SUBD:OREGON WATER WONDERLAND UNIT NO 1 SEC/TWN/RNG/MER:SEC 26 TWN 20 RNG 10 MAP REF:201026-D0
Legal Range	10E
Legal Township	20S
Legal Section	26
Legal Quarter	SE
Legal Subdivision	OREGON WATER WONDERLAND UNIT NO 1
Legal Block	11
Legal Lot Number	16
Jurisdiction	DESCHUTES OR
Township / Civil Division	SISTERS-MILLICAN
Census Block Group	1
Census Block	1037
Census Tract	301

Owner

Source: Deschutes County records, as of January 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	PO BOX 4863, BEND, OR 97707-1863
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2021	Deed of Trust, Mortgage · Construction Mortgage UMPQUA BANK
Jun 8, 2023	Deed of Trust, Mortgage · Line of Credit UMPQUA BANK
Apr 23, 2021	Warranty Deed, Transfer · Conventional Mortgage MID OREGON FCU
Dec 17, 2020	Warranty Deed, Transfer DESCHUTES COUNTY TITLE COMPANY, DESCHUTES CNTY TITLE CO
Jul 9, 2020	Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/OREGON

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2021 · Amount on File
Deed Sale	Apr 23, 2021 · Amount on File
Prior Sale	Dec 17, 2020 · Amount on File
Deed Document Number	2021-25716
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	16716 GROSS DR, BEND, OR 97707-2519
Transaction Type	Mortgage
Record Updated	Nov 13, 2023
Title Company	DESCHUTES COUNTY TITLE COMPANY, DESCHUTES COUNTY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000046755
Date	Aug 11, 2021
Instrument	2021-46755

Lender

Name	UMPQUA BANK
Type	Bank
Address	PORTLAND, OR 97224

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	373 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2031
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	9.25%
Index	Other
Max Rate	9.25%

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	16716 GROSS DR, BEND, OR 97707-2519
Transaction Type	Mortgage
Record Updated	Nov 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16716 GROSS DR, BEND, OR 97707-2519

Mortgage

Document Number	0000013669
Date	Jun 8, 2023
Instrument	2023-13669

Lender

Name	UMPQUA BANK
Type	Bank
Address	ROSEBURG, OR 97470

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 8, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Apr 23, 2021
Property Address	16716 GROSS DR, BEND, OR 97707-2519
Document Number	0000025716
Instrument Date	Apr 21, 2021
Instrument	2021-25716
Transaction Type	Transfer
Record Updated	Nov 13, 2023
Title Company	FIRST AMERICAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	15821 SPARKS DR, LA PINE, OR 97739-9670

Mortgage

Document Number	0000025717
Date	Apr 23, 2021
Instrument	2021-25717

Lender

Name	MID OREGON FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	May 1, 2031

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Dec 17, 2020
Property Address	16716 GROSS DR, BEND, OR 97707-2519
Document Number	0000068313
Instrument Date	Dec 9, 2020
Instrument	68313
Transaction Type	Transfer
Record Updated	Dec 30, 2020
Title Company	DESCHUTES COUNTY TITLE COMPANY, DESCHUTES CNTY TITLE CO

Transaction

Amount	Amount on Record
Tax	$99.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8486 RICK MARY CT FAIR OAKS CA 956283844, FAIR OAKS, CA 95628-3844

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Jul 9, 2020
Property Address	16716 GROSS DR, BEND, OR 97707-2519
Document Number	0000032753
Instrument Date	Jul 1, 2020
Instrument	32753
Transaction Type	Transfer
Record Updated	Jul 22, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/OREGON

Transaction

Amount	Amount on Record
Tax	$183.00
Amount Accuracy	Confirmed
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3104 E CAMELBACK RD #2219 PHOENIX AZ 850164502, 2219, PHOENIX, AZ 85016-4502

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,768.00 (+29.84%)	$222,840 (+3%)	$639,680 (+2.71%) Land $212,000 Building $427,680
2024	$2,902.00 (+2.08%)	$216,350 (+3%)	$622,820 (+0.81%) Land $170,800 Building $452,020
2023	$2,843.00	$210,050	$617,790 Land $184,000 Building $433,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 82% of Oregon
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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