16715 S Swirling Cloud Ct, Cypress, TX 77433 Property Records

Harris County property record for 16715 S Swirling Cloud Ct, Cypress, TX 77433

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 4,140 sqft · built 2005
Lot Size	0.225 acres (9,791 sqft)
Owner	2 Individual Names on File
Last Sale	$691,600 (May 2026)
Tax Bill	$10,769 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`126-230-002-0002`

Property Details

APN / Parcel Number

Primary APN	`126-230-002-0002`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	4,140 sqft Living Area
Gross Area	4,440 sqft
1st Floor Area	3,035 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick Veneer
Construction Type	Brick
Lot Area	9,791 sqft (0.225 acres)
Garage Area	506 sqft
Parking Spaces	3 Parking Spaces
Porch	Enclosed Frame Porch
Porch Area	645 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1262300020002
Street Address	16715 S SWIRLING CLOUD CT
City	CYPRESS
State	TX
Zip	77433-6155
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 2 BLK 2 FAIRFIELD VILLAGE NORTH SEC 1
Legal Subdivision	FAIRFIELD VILLAGE NORTH SEC 1
Legal Block	2
Legal Lot Number	2
Jurisdiction	HARRIS TX
Township / Civil Division	NORTHWEST HARRIS
Census Block Group	1
Census Block	1010
Census Tract	555704

Owner

Source: Harris County records · APN 126-230-002-0002

Assessment roll updated May 26, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	16715 S SWIRLING CLOUD CT, CYPRESS, TX 77433-6155
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 19, 2026 · Amount on Record
Deed Sale	May 19, 2026 · Amount on Record
Prior Sale	Jan 27, 2014 · Amount on Record
Deed Document Number	2026195175
Prior Transfer Date	Jun 12, 2024
Prior Transfer Doc	0000290343
Record Updated	Sep 20, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	HARRIS TX
Recording Date	May 19, 2026
Property Address	16715 S SWIRLING CLOUD CT, CYPRESS, TX 77433-6155
Document Number	0000195175
Instrument Date	May 13, 2026
Instrument	2026.195175
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	WFG TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16715 S SWIRLING CLOUD CT, CYPRESS, TX 77433-6155

Mortgage

Document Number	0000195176,
Date	May 19, 2026
Instrument	2026..195176

Lender

Name	STONE MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 01, 2041

Interest

Rate Type	Fixed Rate
Rate	5.77%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Harris County records · Assessment roll updated May 26, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Cypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,769.00 (-8.36%)	$654,327 (-5.42%) Land $95,359 Building $558,968	$654,327 (-5.42%) Land $95,359 Building $558,968
2024	$11,751.00 (+284.52%)
2023		$691,808 Land $95,359 Building $596,449	$691,808 Land $95,359 Building $596,449
2022	$3,056.00 (+13.31%)
2020	$2,697.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 17, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 139 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	139 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2017 · Hurricane Harvey

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 321 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	HARRIS COUNTY MUD 396 serves 3,201 people
Water Source	Purchased groundwater from HARRIS COUNTY MUD 358
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.