Orange County property record for 16712 Rusty Anchor Rd, Winter Garden, FL 34787
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,934 sqft · built 2019 |
| Lot Size | 0.208 acres (9,060 sqft) |
| Owner | Individual Name on File |
| Last Sale | $893,000 (Nov 2025) |
| Tax Bill | $7,434 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage Jun 2024 Second Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-23-27-8900-00-500 |
| Primary APN | 05-23-27-8900-00-500 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,934 sqft Living Area |
| Gross Area | 4,224 sqft |
| 1st Floor Area | 2,934 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 9,060 sqft (0.208 acres) |
| Garage Type | Attached |
| Garage Area | 651 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 383 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 16712 RUSTY ANCHOR RD |
|---|---|
| City | WINTER GARDEN |
| State | FL |
| Zip | 34787-0018 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | UVPUD |
| Legal Description | WATERSIDE ON JOHNS LAKE - PHASE 1 82/74 LOT 50 |
| Legal Range | 27E |
| Legal Township | 23S |
| Legal Section | 05 |
| Legal Subdivision | WATERSIDE ON JOHNS LAKE - PH 1 |
| Legal Phase | 1 |
| Legal Tract | 8900 |
| Legal Lot Number | 50 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 17116 |
16712 Rusty Anchor Rd is owned by an individual who bought it in November 2025.
Source: Orange County records, as of April 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 841 2ND AVE S, TIERRA VERDE, FL 33715-2249 |
| Owner Type | Individual |
| Vesting | Single Woman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 12, 2022 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Jun 4, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Nov 7, 2025 | Warranty Deed, Transfer · Conventional Mortgage MIDLAND FSLA |
| Sep 1, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage EVERETT FINANCIAL INC |
| Nov 1, 2019 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage EAGLE HOME MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 7, 2025 · Amount on File |
| Deed Sale | Nov 7, 2025 · Amount on File |
| Prior Sale | Nov 1, 2019 · Amount on File |
| Deed Document Number | 2025648231 |
| Prior Transfer Date | Aug 24, 2021 |
| Prior Transfer Doc | 20210534589 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 16712 RUSTY ANCHOR RD, WINTER GARDEN, FL 34787-0018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2025 |
| Name | Verified Name |
|---|---|
| Address | 16712 RUSTY ANCHOR RD, WINTER GARDEN, FL 34787-0018 |
| Document Number | 0000494629 |
|---|---|
| Date | Aug 12, 2022 |
| Instrument | 20220494629 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 16712 RUSTY ANCHOR RD, WINTER GARDEN, FL 34787-0018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2025 |
| Name | Verified Name |
|---|---|
| Address | 16712 RUSTY ANCHOR RD, WINTER GARDEN, FL 34787-0018 |
| Document Number | 0000322381 |
|---|---|
| Date | Jun 4, 2024 |
| Instrument | 20240322381 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jul 1, 2044 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Nov 7, 2025 |
| Property Address | 16712 RUSTY ANCHOR RD, WINTER GARDEN, FL 34787-0018 |
| Document Number | 0000648231 |
| Map Reference | MB 82 PG 74-80 |
| Instrument Date | Nov 5, 2025 |
| Instrument | 20250648231 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2025 |
| Title Company | UNKNOWN, RTR TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,251.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8042 GLENLLOYD AVE, WINTER GARDEN, FL 34787-9482 |
| Name | Verified Name |
|---|---|
| Address | 841 2ND AVE S, TIERRA VERDE, FL 33715-2249 |
| Document Number | 0000648232 |
|---|---|
| Date | Nov 7, 2025 |
| Instrument | 20250648232 |
| Name | MIDLAND FSLA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Sep 1, 2021 |
| Property Address | 16712 RUSTY ANCHOR RD, WINTER GARDEN, FL 34787-0018 |
| Document Number | 20210534589 |
| Map Reference | MB 82 PG 74 |
| Instrument Date | Aug 24, 2021 |
| Instrument | 20210534589 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2021 |
| Title Company | ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE COMPANY LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16712 RUSTY ANCHOR RD, WINTER GARDEN, FL 34787-0018 |
| Document Number | 20210534590 |
|---|---|
| Date | Sep 1, 2021 |
| Instrument | 20210534590 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Nov 1, 2019 |
| Property Address | 16712 RUSTY ANCHOR RD, WINTER GARDEN, FL 34787-0018 |
| Document Number | 0000687780 |
| Map Reference | MB 82 PG 74 |
| Instrument Date | Oct 28, 2019 |
| Instrument | 20190687780 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 3, 2022 |
| Title Company | CALATLANTIC TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,780.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2300 MAITLAND CENTER PKWY STE 320, 2300, MAITLAND, FL 32751-7412 |
| Name | Verified Name |
|---|---|
| Address | 16712 RUSTY ANCHOR RD, WINTER GARDEN, FL 34787-0018 |
| Document Number | 0000687781 |
|---|---|
| Date | Nov 1, 2019 |
| Instrument | 20190687781 |
| Name | EAGLE HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2049 |
The 2025 property tax bill for 16712 Rusty Anchor Rd was $7,434, up 5.2% from the year before.
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Municipality | Winter Garden City |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $774,620 (+55.93%) Land $161,500 Building $613,120 | $774,620 (+5.24%) Land $161,500 Building $613,120 | |
| 2025 | $7,434.00 (+5.22%) Homeowner's exemption | $496,778 | $736,080 Land $114,000 Building $622,080 |
| 2024 | $7,065.00 (+3.56%) | ||
| 2023 | $6,822.00 (+2.91%) Homeowner's exemption | $468,716 (+3%) | $661,564 (+19.3%) Land $114,000 Building $547,564 |
| 2022 | $6,629.00 Homeowner's exemption | $455,064 | $554,556 Land $95,000 Building $459,556 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 16712 Rusty Anchor Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 66 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 66 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16712 Rusty Anchor Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER GARDEN WATER DEPT (3 WPS) serves 72,205 people · EPA ID FL3481481 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Also Mapped Here | OCUD/SOUTHERN WATER SYS (5 WPS) |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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