1671 Wagon Trail Rd, Ridgeway, VA 24148 Property Records

Henry County property record for 1671 Wagon Trail Rd, Ridgeway, VA 24148

Property Summary

Property Type	Single Family Home
Lot Size	1.01 acres (43,996 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,308 (2025)
Deeds & Mortgages	Jan 2024 Second Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`169510005`

Property Details

APN / Parcel Number

Primary APN	`169510005`

Exterior

Lot Area	43,996 sqft (1.01 acres)

Location & Zoning

Street Address	1671 WAGON TRAIL RD
City	RIDGEWAY
State	VA
Zip	24148-3833
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 19Y-1
Legal Subdivision	TRAVIS L RUSGROVE
Legal Tract	19Y-1
Jurisdiction	HENRY VA
Township / Civil Division	HORSEPASTURE
Census Block Group	2
Census Block	2015
Census Tract	10700

Owner

Source: Henry County records, as of October 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1671 WAGON TRAIL RD, RIDGEWAY, VA 24148-3833
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FEDERAL CREDIT UNION
Jan 15, 2021	Deed of Trust, Mortgage · VA Mortgage AMERICAN FINANCING CORPORATION
Jun 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN NATIONAL BANK AND TRUST COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Deed Document Number	00L1700661
Record Updated	Jun 8, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY VA
Property Address	1671 WAGON TRAIL RD, RIDGEWAY, VA 24148-3833
Transaction Type	Mortgage
Record Updated	Jan 24, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0240000079
Date	Jan 8, 2024
Instrument	240000079

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	118 Months
Due	Nov 1, 2033

Interest

Rate Type	Fixed Rate

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY VA
Property Address	1671 WAGON TRAIL RD, RIDGEWAY, VA 24148-3833
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210000223
Date	Jan 15, 2021
Instrument	210000223

Lender

Name	AMERICAN FINANCING CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Interest

Rate Type	Fixed Rate

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY VA
Property Address	1671 WAGON TRAIL RD, RIDGEWAY, VA 24148-3833
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0180001988
Date	Jun 5, 2018
Instrument	180001988

Lender

Name	AMERICAN NATIONAL BANK AND TRUST COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Henry County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Henry County
Unified School District	Henry County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,308.00 (+13.25%)	$235,800 (+13.26%) Land $12,000 Building $223,800
2023	$1,155.00	$208,200 Land $12,000 Building $196,200	$208,200 (-11.7%) Land $12,000 Building $196,200
2021			$235,800 Land $12,000 Building $223,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Wagon Trail Rd

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