1671 North Rd, Troy, OH 45373 Property Records

Miami County property record for 1671 North Rd, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,550 sqft · built 1970
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on Record
Last Sale	$179,000 (Aug 2019)
Tax Bill	$2,619 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jun 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`D08-053710`

Property Details

APN / Parcel Number

Primary APN	`D08-053710`
Alternative APNs	`050620.2-03-003-00` `D08NW078 02400`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,550 sqft Living Area
1st Floor Area	2,000 sqft
Upper Floors Area	550 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	122 ft deep x 100 ft wide
Garage Area	475 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	240 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1671 NORTH RD
City	TROY
State	OH
Zip	45373-1103
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 5455 119.57
Legal Subdivision	WESTBROOK SUBDIVISION NUMBERED SEVEN
Legal Lot Number	5455
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	1
Census Block	1012
Census Tract	365002

Owner

Source: Miami County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1671 NORTH RD, TROY, OH 45373-1103
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Jun 7, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK
Aug 14, 2019	Warranty Deed, Transfer · FHA Mortgage UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2019 · Amount on Record
Deed Sale	Aug 14, 2019 · Amount on Record
Prior Sale	Feb 13, 2012 · Amount on Record
Deed Document Number	20192019OR-09207
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Recording Date	Jul 15, 2026
Property Address	1671 NORTH RD, TROY, OH 45373-1103
Document Number	0000008742
Instrument Date	Jul 9, 2026
Instrument	20268742
Transaction Type	Mortgage
Record Updated	Jul 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1671 NORTH RD, TROY, OH 45373-1103

Mortgage

Document Number	0000008742,
Date	Jul 15, 2026
Instrument	20268742

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	278 Months
Due	Sep 1, 2049

Interest

Rate	6.52%
Max Rate	-1%

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	1671 NORTH RD, TROY, OH 45373-1103
Transaction Type	Mortgage
Record Updated	Jun 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006895
Date	Jun 7, 2018
Instrument	2018OR-06895

Lender

Name	FIFTH THIRD BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 27, 2033

Interest

Rate Type	Fixed Rate

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Aug 14, 2019
Property Address	1671 NORTH RD, TROY, OH 45373-1103
Document Number	0000009207
Map Reference	MB 9 PG 57
Instrument Date	Aug 7, 2019
Instrument	2019OR-09207
Transaction Type	Transfer
Record Updated	Feb 17, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1671 NORTH RD, TROY, OH 45373-1103

Mortgage

Document Number	0000009208
Date	Aug 14, 2019
Instrument	2019OR-09208

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,619.00 (+18.72%) Homeowner's exemption	$79,040 (+35.06%) Land $11,520 Building $67,520	$225,800 (+35.05%) Land $32,900 Building $192,900
2024	$2,206.00 (+2.22%) Homeowner's exemption	$58,520 (-) Land $12,530 Building $45,990
2023	$2,158.00 (+17.47%) Homeowner's exemption	$58,520 (-) Land $12,530 Building $45,990	$167,200 (-) Land $35,800 Building $131,400
2022	$1,837.00 Homeowner's exemption	$58,520 Land $12,530 Building $45,990	$167,200 Land $35,800 Building $131,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 26,305 people · EPA ID OH5501612
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Watch TV Fixed Wireless	400 / 40

May also be available: Spectrum, T-Mobile, Verizon.

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